Online purchasing method
First Claim
1. A method for authorizing an online purchase between a customer and a vendor site, the method comprising steps of:
- receiving transaction information from the vendor site;
automatically opening a new web browser window for the customer;
presenting a transaction amount in the new web browser window, whereby the customer can assent to the transaction amount through interaction with the new web browser window;
receiving authorization from the customer of a debit for the transaction amount, wherein the debit corresponds to the online purchase; and
notifying the vendor site of authorization.
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Accused Products
Abstract
According to the invention, a process for authorizing an online purchase between a customer and a vendor site is disclosed. In one step, transaction information is received from the vendor site. A new web browser window is automatically opened for the customer. A transaction amount is presented in a new browser window. The customer is capable of assenting to the transaction amount through interaction with the new web browser window. Authorization is received from the customer of a debit for the transaction amount to cover the online purchase. The vendor site is notified of the authorization.
309 Citations
20 Claims
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1. A method for authorizing an online purchase between a customer and a vendor site, the method comprising steps of:
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receiving transaction information from the vendor site;
automatically opening a new web browser window for the customer;
presenting a transaction amount in the new web browser window, whereby the customer can assent to the transaction amount through interaction with the new web browser window;
receiving authorization from the customer of a debit for the transaction amount, wherein the debit corresponds to the online purchase; and
notifying the vendor site of authorization. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. A method for checking-out from an online purchase by a customer from a merchant system, the method comprising steps of:
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receiving transaction information from the merchant system;
automatically opening a window that is viewable by the customer, wherein the window is formulated by a funds transfer system at a network location away from the merchant system;
presenting a transaction amount in the window, whereby the customer can assent to the transaction amount by interacting with the window;
receiving authorization from the customer of a debit for the transaction amount, wherein the debit corresponds to the online purchase; and
notifying the merchant system of authorization. - View Dependent Claims (11, 12, 13, 14, 15, 16, 18, 19, 20)
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17. A method for checking-out from an online purchase by a customer from a merchant system, the method comprising steps of:
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receiving account information from the customer corresponding to an account available for debits by the funds transfer system;
automatically opening a window that is viewable by the customer, wherein the window is formulated by the funds transfer system at a site away from the merchant system;
presenting a transaction amount in the window, whereby the customer can assent to the transaction amount by interacting with the window;
receiving authorization from the customer of a debit for the transaction amount, wherein the debit corresponds to the online purchase; and
notifying the merchant system of authorization.
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Specification