Automated banking machine apparatus and system

• US 20020095480A1
• Filed: 09/07/2001
• Published: 07/18/2002
• Est. Priority Date: 11/27/1996
• Status: Active Grant

• Current Assignee: Diebold Nixdorf, Incorporated
• Original Assignee: Diebold Incorporated (Diebold Nixdorf, Incorporated)
• Inventors: Drummond, Jay Paul, Blackson, Dale, Smith, Mark D., Weis, David W., Cichon, Bob A., Moales, Mark A., Ess, Joseph C., Church, James
• Granted Patent: US 7,162,449 B2
• Time in Patent Office: Days
• US Class Current: 709/218
• CPC Class Codes: G06F 16/95 Retrieval from the web
• CPC Class Codes: G06F 3/023 Arrangements for converting discrete items of information into a coded form, e.g. arrangements for interpreting keyboard generated codes as alphanumeric codes, operand codes or instruction codes
• CPC Class Codes: G06F 3/04895 Guidance during keyboard input operation, e.g. prompting
• CPC Class Codes: G06F 9/465 Distributed object oriented systems remote method invocation [RMI] G06F9/548
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G06Q 20/1085 involving automatic teller machines [ATMs]
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/201 Accessories of ATMs
• CPC Class Codes: G07F 19/206 Software aspects at ATMs
• CPC Class Codes: G07F 19/211 Software architecture within ATMs or in relation to the ATM network
• CPC Class Codes: H04L 63/0853 using an additional device, e.g. smartcard, SIM or a different communication terminal cryptographic mechanisms or cryptographic arrangements for entity authentication involving additional secure or trusted devices H04L9/3234
• CPC Class Codes: H04L 63/12 Applying verification of the received information cryptographic mechanisms or cryptographic arrangements for data integrity or data verification H04L9/32
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04L 67/12 specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
• CPC Class Codes: H04L 67/34 involving the movement of software or configuration parameters network booting or remote initial program loading [RIPL] G06F9/4416
• CPC Class Codes: H04L 67/564 Enhancement of application control based on intercepted application data
• CPC Class Codes: H04L 69/329 : in the application layer [OSI layer 7]
• CPC Class Codes: H04L 9/40 : Network security protocols

Abstract

An automated banking machine (12) is operative to conduct transactions in response to HTML documents and TCP/IP messages exchanged with a local computer system (14) through an intranet (16), as well as in response to messages exchanged with foreign servers (20, 22, 24, 26, 28, 96) in a wide area network (18). The banking machine includes a computer (34) having an HTML document handling portion (76, 80, 82). The HTML document handling portion is operative to communicate through a proxy server (88), with a home HTTP server (90) in the intranet or the foreign servers in the wide area network. The computer further includes a device application portion (84) which interfaces with the HTML document handling portion and dispatches messages to operate devices (36) in the automated banking machine. The devices include a sheet dispenser mechanism (42) which dispenses currency as well as other transaction devices. The device application portion communicates with a device interfacing software portion (64) in the banking machine through a device server (92) in the intranet. The device server maintains local control over the devices in the banking machine including the sheet dispenser. The banking machine operates to read indicia on the user'"'"'s card corresponding to a system address. The computer is operative to connect the banking machine to the home or foreign server corresponding to the system address, which connected server operates the banking machine until the completion of transactions by the user.

Claims

1. Apparatus comprising:

an automated transaction machine including;

a sheet dispenser;

a computer in operative connection with the sheet dispenser, the computer in operative connection with a memory;

software executable in the computer, the software including a browser, wherein the software is operative to cause the computer to access at least one HTML document address with the browser, wherein the document includes at least one document instruction therein, and wherein the software is operative to cause the computer responsive to the document instruction to access a dispense instruction at at least one HTTP address,

wherein the computer responsive to the dispense instruction causes the sheet dispenser to operate to dispense sheets.

2. The apparatus according to claim 1 wherein the software is operative to cause the computer to access the HTTP address through the browser.

3. The apparatus according to claim 1 and further comprising a server, wherein an applet is accessible through the server at the one HTTP address, and wherein the dispense instructions are delivered from the server to the computer.

4. The apparatus according to claim 3 wherein the dispense instructions include a JAVA applet.

5. The apparatus according to claim 3 wherein the dispense instructions include an Active-X™

file.

6. The apparatus according to claim 1 wherein the memory includes signature data and wherein the dispense instructions include data corresponding to a signature, and wherein the software is operative to cause the computer to compare the signature data and the signature, and wherein the computer operates the sheet dispenser responsive to the signature data and signature having a predetermined relationship.

7. The apparatus according to claim 1 wherein the memory includes address data, wherein the software is operative to limit access through the browser responsive to the address data.

8. Apparatus comprising:

an automated transaction machine including;

a transaction function device;

a computer in operative connection with the sheet dispenser, the computer in operative connection with a memory;

software executable in the computer, the software including a browser, wherein the software is operative to cause the computer to access at least one HTML document address with the browser, wherein the document includes at least one document instruction therein, and wherein the software is operative to cause the computer responsive to the document instruction to access a device instruction at at least one HTTP address, wherein the computer responsive to the device instruction causes the transaction function device to operate.

9. A method comprising the steps of:

(a) operating a browser in a computer in an automated transaction machine to access an HTML document including at least one transaction device document instruction therein;

(b) operating the computer responsive to the document instruction to access a device operation instruction at at least one HTTP address; and

(c) operating the transaction device in the machine responsive to the transaction device operation instruction.

10. The method according to claim 9 and further comprising the steps of:

storing in a memory in operative connection with the computer, signature data;

comparing a signature included with the device operation instruction to the signature data for a predetermined relationship;

wherein step (c) is performed responsive to the signature and signature data having the predetermined relationship.

11. The method according to claim 9 wherein in step (b) the computer accesses the one HTTP address through the browser.

12. The method according to claim 9 wherein in step (a) the document instruction includes a pointer to the HTTP address.

13. The method according to claim 9 wherein the device operation instruction includes a JAVA®

applet.

14. The method according to claim 9 wherein the device operation instruction includes an Active-X™

file.