Methods and systems for soliciting, submitting and managing appraisals
First Claim
Patent Images
1. A system comprising:
- a first database for storing data for an appraisal application;
a second database for storing data for registered users;
a business service server coupled to said first and second databases, said server programmed to;
retrieve and update data in said appraisal application database, and retrieve and update data in said registered user database, and a web server coupled to said business service server for causing web pages for appraisals to be displayed to an appraiser, at least some of said pages comprising an appraisal application.
1 Assignment
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Accused Products
Abstract
Methods and systems for soliciting, submitting, and managing appraisals are described. In one embodiment, the method includes the steps of notifying at least one appraiser of an appraisal request, receiving, in electronic form, an appraisal from the appraiser, and storing the received appraisal, in electronic form, in a memory.
13 Citations
48 Claims
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1. A system comprising:
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a first database for storing data for an appraisal application;
a second database for storing data for registered users;
a business service server coupled to said first and second databases, said server programmed to;
retrieve and update data in said appraisal application database, and retrieve and update data in said registered user database, and a web server coupled to said business service server for causing web pages for appraisals to be displayed to an appraiser, at least some of said pages comprising an appraisal application. - View Dependent Claims (2, 3, 4)
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5. A three tiered system for receiving and storing appraisals, said system comprising:
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a first tier comprising a first database containing data for an appraisal application, and a second database containing data for registered users;
a second tier comprising an appraisal server in communication with said first database, an appraisal registration server in communication with said second database, and a directory server in communication with said second database; and
a third tier comprising a web server in communication with said appraisal server and said appraisal registration server, said web server comprising web pages comprising a web application. - View Dependent Claims (6)
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7. A system comprising:
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a database comprising data corresponding to completed appraisals; and
a processor coupled to said database and configured execute a search to identify appraisals stored in said database that meet pre-defined criteria. - View Dependent Claims (8, 9, 10)
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11. A method for obtaining an appraisal, said method comprising the steps of:
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notifying at least one appraiser of an appraisal request;
receiving, in electronic form, an appraisal from the appraiser; and
storing the received appraisal, in electronic form, in a memory. - View Dependent Claims (12, 13, 14, 15, 17, 18, 19, 20, 21)
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16. A method for operating a computer to:
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display an appraisal template including a plurality of fields to be populated by an appraiser;
receive data input by the appraiser in the template fields; and
store the received data in a database.
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22. A database comprising:
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data corresponding to a plurality of appraisals, data corresponding to a plurality of approved appraisers. - View Dependent Claims (23, 24, 25, 27, 28, 29)
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26. Apparatus comprising:
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means for displaying an appraisal template to an appraiser;
means for receiving said appraisal in electronic form; and
means for storing said received appraisal.
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30. A computer-readable medium executable by a computer for controlling the computer to:
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cause to be displayed, to a user, web pages comprising an appraisal template; and
process data entered into the template and received from the user, said processing comprising the step of storing said appraisal in a database. - View Dependent Claims (31, 32)
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33. A method for operating a computer for generating an appraisal, the computer coupled to a database comprising appraisal information for a plurality of appraisals, said method comprising the steps of:
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searching the database to identify appraisals for equipment at least similar to the equipment to be appraised;
retrieving data from the identified appraisals; and
generating an appraisal for the equipment based on the retrieved data. - View Dependent Claims (34, 35, 37, 38, 40, 41, 42, 43, 44, 46, 47, 48)
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36. A method for predicting appraiser performance, said method comprising the steps of:
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retrieving data from a database and for at least one appraisal performed by the appraiser, the appraisal being for an asset that was sold; and
comparing the appraised value from the appraisal with an actual price at which the appraised asset was sold.
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39. A method for obtaining a plurality of bids to provide an appraisal, said method comprising the steps of:
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notifying a plurality of appraiser of an appraisal request;
receiving, in electronic form, a plurality of bids from at least some of said notified appraisers;
selecting one of the bids; and
notifying the appraiser of the selected bid that the appraiser is to perform the appraisal in accordance with the bid.
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45. A method for submitting an appraisal, said method comprising the steps of:
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entering data into an electronic appraisal template; and
electronically transmitting the entered appraisal data to a processor.
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Specification