System for taking out insurance policy, method of taking out insurance policy, server apparatus and terminal apparatus
First Claim
1. A system for taking out an insurance policy using a communication navigation system for carrying out navigation by utilizing map data accumulated in a map database site and present position data of a terminal apparatus and transmitting the map data from a server apparatus to the terminal apparatus via a communication network, wherein the terminal apparatus comprises:
- an information transmitting device for transmitting information on a purpose of travel or a traveling state, which is set based on an instruction of a user, to the server apparatus via the communication network, and the server apparatus comprises;
a storing device for storing insured contents;
a list preparing device for retrieving the insured contents stored in the storing device to prepare an insurance list according to the information on a purpose of travel or a traveling state received from the terminal apparatus; and
a list transmitting device for transmitting the insurance list prepared by the list preparing device to the terminal apparatus via the communication network.
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Accused Products
Abstract
To provide a system for taking out an insurance policy which uses a communication navigation system utilizing an Internet. A terminal apparatus transmits a destination or a route that is set based on an instruction of a user to a server apparatus via the Internet. The server apparatus retrieves stored insured contents according to a purpose of travel or a traveling state that is received from the terminal apparatus to prepare an insurance list and transmits this insurance list to the terminal apparatus via the Internet.
41 Citations
38 Claims
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1. A system for taking out an insurance policy using a communication navigation system for carrying out navigation by utilizing map data accumulated in a map database site and present position data of a terminal apparatus and transmitting the map data from a server apparatus to the terminal apparatus via a communication network,
wherein the terminal apparatus comprises: -
an information transmitting device for transmitting information on a purpose of travel or a traveling state, which is set based on an instruction of a user, to the server apparatus via the communication network, and the server apparatus comprises;
a storing device for storing insured contents;
a list preparing device for retrieving the insured contents stored in the storing device to prepare an insurance list according to the information on a purpose of travel or a traveling state received from the terminal apparatus; and
a list transmitting device for transmitting the insurance list prepared by the list preparing device to the terminal apparatus via the communication network. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A system for taking out an insurance policy in a communication apparatus that comprises a server apparatus for transmitting navigation information via communicating means and a terminal apparatus for receiving and accumulating the navigation information transmitted from the server apparatus via the communicating means and moving with a mobile unit and carries out navigation of the mobile unit in accordance with the navigation information, comprising:
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an inputting device for carrying out an input for taking out an insurance policy and registering for a safety drive insurance from the terminal apparatus;
a travel data obtaining device that is provided in the terminal apparatus and obtains travel data of the mobile unit; and
a driving conditions determining device that is provided in at least one of the server apparatus and the terminal apparatus for receiving the travel data to determine whether or not a user is driving within a coverage of the safety drive insurance.
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13. A method of taking out an insurance policy using a communication navigation system that carries out navigation by utilizing map data accumulated in a map database site and present position data of a terminal apparatus and transmitting the map data from a server apparatus to the terminal apparatus via a communication network, comprising the processes of:
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transmitting information on a purpose of travel or a traveling state that is set based on an instruction of a user to the server apparatus by an information transmitting device of the terminal apparatus via the communication network;
retrieving the insured contents stored in a storing device of the server apparatus for storing insured contents and preparing an insurance list by a list preparing device of the server apparatus according to the received information on purpose of travel or traveling state; and
transmitting the insurance list prepared by the list preparing device to the terminal apparatus by a list transmitting device of the server apparatus via the communication network. - View Dependent Claims (14, 15, 16, 17, 18, 19, 20, 21)
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22. A server apparatus to be used in communication navigation system for carrying out navigation by utilizing map data accumulated in a map database site and present position data of a terminal apparatus and transmitting the map data from the server apparatus to the terminal apparatus via a communication network, comprising:
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a storing device for storing insured contents;
a list preparing device for retrieving the insured contents stored in the storing device to prepare an insurance list according to the purpose of travel or traveling state that is set based on an instruction of a user received from the terminal apparatus; and
a list transmitting device for transmitting the insurance list prepared by the list preparing device to the terminal apparatus via the communication network. - View Dependent Claims (23, 24, 25, 26)
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27. A server apparatus to be used for a system for taking out an insurance policy in a communication navigation apparatus that transmits navigation information to a terminal apparatus moving with a mobile unit via communicating means and carries out navigation of said mobile unit in accordance with this navigation information, comprising:
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a travel history storing device for receiving travel data of the mobile unit received by the terminal apparatus to store its history; and
a driving conditions determining device for determining whether or not a user is driving within a coverage of a safety drive insurance based on the history of travel data. - View Dependent Claims (28)
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29. A terminal apparatus to be used in communication navigation system for carrying out navigation by utilizing map data accumulated in a map database site and present position data of the terminal apparatus and transmitting the map data from a server apparatus to the terminal apparatus via a communication network, comprising:
an information transmitting device for transmitting information on a purpose of travel or traveling state that is set based on an instruction of a user to the server apparatus, which retrieves insured contents stored in a storing device according to the information on purpose of travel or traveling state to prepare an insurance list and transmits the insurance list to the terminal apparatus via the communication network, via the communication network. - View Dependent Claims (30, 31, 32)
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33. A terminal apparatus to be used for a system for taking out an insurance policy in communication navigation that receives and accumulates navigation information transmitted from a server apparatus via communicating means and moving with a mobile unit to carry out navigation of a mobile unit in accordance with the navigation information, comprising:
an inputting device for taking out an insurance policy and registering for a safety drive insurance. - View Dependent Claims (34, 35, 36, 37, 38)
Specification