Insurance descriptions adjusting system
First Claim
1. An insurance descriptions adjusting method for adjusting insurance descriptions determined based on status data acquired as a value representing a state of an insured object, said method comprising the step;
- adjusting said descriptions by using at least one of a level of first collaborating enthusiasm shown by an insurance contractor towards reacquisition of said status data, and a level of second collaborating enthusiasm shown by the insurance contractor in reducing risks of said insured object.
2 Assignments
0 Petitions
Accused Products
Abstract
An insurance descriptions adjusting system for properly setting an insurance premium. The system comprises an insurance descriptions adjusting method and device, a status data acquiring terminal device, an advice responding terminal device, and advice device, an insurance descriptions adjusting program, a status data acquiring program, an advice responding program, an advice program, and a computer-readable recording medium for recording those programs. Insurance descriptions determined based on a status data describing a state of an insured object are adjusted by using a level of enthusiasm shown by an insurance contractor towards the reacquisition of the status data and a level of enthusiasm shown by the insurance contractor in reducing the risk of an insured object. Accordingly, a proper insurance premium is set for an insured object whose future risks are likely to go lower.
105 Citations
39 Claims
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1. An insurance descriptions adjusting method for adjusting insurance descriptions determined based on status data acquired as a value representing a state of an insured object, said method comprising the step;
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adjusting said descriptions by using at least one of a level of first collaborating enthusiasm shown by an insurance contractor towards reacquisition of said status data, and a level of second collaborating enthusiasm shown by the insurance contractor in reducing risks of said insured object. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 35, 39)
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18. An insurance descriptions adjusting device for adjusting descriptions of an insurance determined based on a status data acquired as a value representing a state of an insured object, said device comprising:
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collaborating enthusiasm evaluating means for evaluating at least one of a level of first collaborating enthusiasm shown by an insurance contractor towards reacquisition of said status data and a level of second collaborating enthusiasm shown by an insurance contractor in reducing risks of said insured object; and
insurance descriptions adjusting means for adjusting said insurance descriptions by making use of result of evaluation worked out by said collaborating enthusiasm evaluating means. - View Dependent Claims (19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 36, 37)
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34. An advice device for coupling an insurance descriptions adjusting device and an advice responding terminal device, wherein
said adjusting device for adjusting an insurance descriptions determined based on a status data acquired as a value representing a state of an insured object, comprises: -
collaborating enthusiasm evaluating means for evaluating at least one of a level of first collaborating enthusiasm shown by an insurance contractor towards reacquisition of said status data and a level of second collaborating enthusiasm shown by an insurance contractor in reducing risks of said insured, and insurance descriptions adjusting means for adjusting said insurance descriptions by using result of evaluation made by said collaborating enthusiasm evaluating means, wherein said collaborating enthusiasm evaluating means evaluates said second collaborating enthusiasm using a state of response made in reply to an advice for reducing risks of said insured object, and said advice responding terminal device that can communicate with said insurance descriptions adjusting device, comprises;
advice display means for displaying said advice, and advice response transmitting means for transmitting a state of response made in reply to said advice displayed on said advice display means to said insurance descriptions adjusting device, and wherein said advice device works out at least one of generation of said advice and evaluation of said second collaborating enthusiasm as proxy. - View Dependent Claims (38)
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Specification