Method of and apparatus for setting insurance premium, and computer product

  • US 20030187704A1
  • Filed: 10/15/2002
  • Published: 10/02/2003
  • Est. Priority Date: 03/26/2002
  • Status: Abandoned Application
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First Claim
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1. An insurance premium setting method comprising:

  • a first obtaining step of obtaining at least either one of driving information for a driver of a vehicle, and position information that shows a position of the vehicle;

    a driving response estimating step of estimating any one or both of driving response and behavior recommendable to the driver based on at least either one of the driving information and the position information obtained at the first obtaining step;

    a warning step of warning the driver based on the information relating to the driving response and behavior estimated at the driving response estimating step;

    a second obtaining step of obtaining driving information for the driver after the driver has been warned at the warning step;

    a comparing step of comparing the driving information obtained at the second obtaining step with the information relating to the driving response and behavior estimated at the driving response estimating step; and

    an insurance premium setting step of setting a premium of the driver based on a result of the comparison at the comparing step.

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