System for authentication in electronic commerce and method of carrying out the same

• US 20040143515A1
• Filed: 01/13/2004
• Published: 07/22/2004
• Est. Priority Date: 01/16/2003
• Status: Abandoned Application

• Current Assignee: NEC Corporation
• Original Assignee: NEC Corporation
• Inventors: Kawasaki, Haruo
• Application Number:
  US10/755,480
• Publication Number:
  US 20040143515A1
• Time in Patent Office: Days
• US Class Current: 705/26
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/341 Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
• CPC Class Codes: G06Q 20/363 with the personal data of a user
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G06Q 30/0601 Electronic shopping [e-shopping]
• CPC Class Codes: G07F 7/0866 by active credit-cards adapted therefor G07F7/1008 takes precedence
• CPC Class Codes: G07F 7/1008 Active credit-cards provided with means to personalise their use, e.g. with PIN-introduction/comparison system

Abstract

A system for carrying out authentication in settlement account in electronic commerce as to whether a user is really the person himself/herself, includes (a) an authentication unit for carrying out authentication in settlement account, (b) a mobile key unit having a short-distance radio-signal communication unit, and (c) a mobile terminal which, on receipt of a request of carrying out authentication from the authentication unit, transmits a request to the mobile key unit to make communication by transmitting radio-signals to the mobile key unit, and transmits a response to the authentication unit, based on information stored therein, if data relating to the mobile key unit with which the mobile terminal was successful in making radio-signal communication is coincident with data in advance stored in the mobile terminal.

Claims

1. A system for carrying out authentication in settlement account in electronic commerce as to whether a user is really the person himself/herself, including:

(a) an authentication unit for carrying out authentication in settlement account;

(b) a mobile key unit having a short-distance radio-signal communication unit; and

(c) a mobile terminal which, on receipt of a request of carrying out authentication from said authentication unit, transmits a request to said mobile key unit to make communication by transmitting radio-signals to said mobile key unit, and transmits a response to said authentication unit, based on information stored therein, if data relating to said mobile key unit with which said mobile terminal was successful in making radio-signal communication is coincident with data in advance stored in said mobile terminal.

2. The system as set forth in claim 1, wherein said mobile terminal requests a user to input a password thereinto for authentication, if data relating to said mobile key unit with which said mobile terminal was successful in making radio-signal communication is not coincident with data in advance stored in said mobile terminal, or if said mobile terminal was not successful in making radio-signal communication with said mobile key unit.

3. The system as set forth in claim 1, wherein said mobile key unit makes radio-signal communication with said mobile terminal in response to said request transmitted from said mobile terminal, if data relating to said mobile terminal transmitting said request to said mobile key unit is coincident with data in advance stored therein.

4. The system as set forth in claim 1, wherein said mobile terminal and said mobile key unit make communication with each other through radio-signal LAN.

5. The system as set forth in claim 1, wherein said mobile terminal and said mobile key unit make communication with each other through Bluetooth.

6. The system as set forth in claim 1, wherein said mobile key unit responds to said request received from said mobile terminal only when said mobile key unit is located within a predetermined distance from said mobile terminal.

7. The system as set forth in claim 1, wherein said mobile key unit is incorporated into an accessory of said user.

8. The system as set forth in claim 1, wherein said mobile terminal is comprised of a cellular phone.

9. The system as set forth in claim 1, wherein said mobile terminal is comprised of a personal digital assistance (PDA).

10. The system as set forth in claim 1, wherein said system includes a plurality of mobile key units.

11. The system as set forth in claim 10, wherein said mobile terminal checks data relating to said mobile key units, in an order determined in accordance with a predetermined rule.

12. The system as set forth in claim 10, wherein said mobile terminal selects one or more of said mobile key units to which a request to make communication is transmitted, in accordance with a predetermined condition.

13. A system for carrying out authentication in settlement account in electronic commerce as to whether a user is really the person himself/herself, including:

(a) a mobile key unit having a function of making short-distance radio-signal communication; and

(b) a mobile terminal having a function of making radio-signal communication,

wherein said mobile terminal recognizes that a user thereof is the person himself/herself only when said mobile key unit is located in an area in which said mobile terminal can make radio-signal communication with said mobile key unit.

14. The system as set forth in claim 13, wherein said mobile terminal requests a user to input a password thereinto for authentication, if data relating to said mobile key unit with which said mobile terminal was successful in making radio-signal communication is not coincident with data in advance stored in said mobile terminal, or if said mobile terminal was not successful in making radio-signal communication with said mobile key unit.

15. The system as set forth in claim 13, wherein said mobile key unit makes radio-signal communication with said mobile terminal in response to said request transmitted from said mobile terminal, if data relating to said mobile terminal transmitting said request to said mobile key unit is coincident with data in advance stored therein.

16. The system as set forth in claim 13, wherein said mobile terminal and said mobile key unit make communication with each other through radio-signal LAN.

17. The system as set forth in claim 13, wherein said mobile terminal and said mobile key unit make communication with each other through Bluetooth.

18. The system as set forth in claim 13, wherein said mobile key unit is incorporated into an accessory of said user.

19. The system as set forth in claim 13, wherein said mobile terminal is comprised of a cellular phone.

20. The system as set forth in claim 13, wherein said mobile terminal is comprised of a personal digital assistance (PDA).

21. The system as set forth in claim 13, wherein said system includes a plurality of mobile key units.

22. The system as set forth in claim 21, wherein said mobile terminal checks data relating to said mobile key units, in an order determined in accordance with a predetermined rule.

23. The system as set forth in claim 21, wherein said mobile terminal selects one or more of said mobile key units to which a request to make communication is transmitted, in accordance with a predetermined condition.

24. A method of carrying out authentication in settlement account in electronic commerce as to whether a user is really the person himself/herself, including:

(a) storing data relating to a mobile key unit having a function of making short-distance radio-signal communication, into a mobile terminal;

(b) transmitting a request of carrying out authentication to said mobile terminal from an authentication unit for carrying out authentication in settlement account;

(c) on receipt of said request, transmitting a request to said mobile key unit from said mobile terminal to make communication by transmitting radio-signals to said mobile key unit; and

(d) transmitting a response to said authentication unit from said mobile terminal, based on information stored in said mobile terminal, if data relating to said mobile key unit with which said mobile terminal was successful in making radio-signal communication is coincident with data in advance stored in said mobile terminal.

25. The method as set forth in claim 24, further including (e) requesting a user to input a password into said mobile terminal for authentication, if data relating to said mobile key unit with which said mobile terminal was successful in making radio-signal communication is not coincident with data in advance stored in said mobile terminal, or if said mobile terminal was not successful in making radio-signal communication with said mobile key unit.

26. The method as set forth in claim 24, further including (f) making radio-signal communication with said mobile terminal in response to said request transmitted from said mobile terminal, if data relating to said mobile terminal transmitting said request to said mobile key unit is coincident with data in advance stored in said mobile key unit, said (f) being carried out by said mobile key unit.

27. A method of carrying out authentication in settlement account in electronic commerce as to whether a user is really the person himself/herself, including:

(a) transmitting a request to a mobile key unit having a function of making short-distance radio-signal communication, from a mobile terminal having a function of making radio-signal communication, to make communication by transmitting radio-signals to said mobile key unit; and

(b) recognizing that a user of said mobile terminal is the person himself/herself only when said mobile terminal is successful in making radio-signal communication with said mobile key unit.

28. A program for causing a computer mounted in a mobile terminal having a function of making radio-signal communication, to carry out a method of carrying out authentication in settlement account in electronic commerce as to whether a user is really the person himself/herself, steps executed by said computer in accordance with said program including:

(a) storing therein data relating to a mobile key unit having a function of short-distance making radio-signal communication;

(b) on receipt of a request of carrying out authentication from an authentication unit for carrying out authentication in settlement account, transmitting a request to said mobile key unit to make communication by transmitting radio-signals to said mobile key unit; and

(c) transmitting a response to said authentication unit, based on information stored in said mobile terminal, if data relating to said mobile key unit with which said mobile terminal was successful in making radio-signal communication is coincident with data in advance stored in said mobile terminal.

29. The program as set forth in claim 28, wherein said steps further include (d) requesting a user to input a password into said mobile terminal for authentication, if data relating to said mobile key unit with which said mobile terminal was successful in making radio-signal communication is not coincident with data in advance stored in said mobile terminal, or if said mobile terminal was not successful in making radio-signal communication with said mobile key unit.