Cellular electronic wallet device and method

  • US 20040143550A1
  • Filed: 12/19/2002
  • Published: 07/22/2004
  • Est. Priority Date: 12/19/2002
  • Status: Abandoned Application
First Claim
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1. Within a portable wireless computing device, a method of conducting a financial transaction comprising:

  • storing within the portable, wireless computing device an identifier specifying a cellular communications channel;

    receiving a user input specifying financial transaction information;

    providing the identifier and the financial transaction information to a receiving device over a short range, wireless communications link to initiate the financial transaction; and

    receiving an authorization code via the cellular communications channel specified by the identifier, wherein the authorization code indicates whether the financial transaction was approved.

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