Apparatus and method for increased security of wireless transactions
First Claim
Patent Images
1. A smartlink module, comprising:
- a smartcard processor comprising;
a first data channel being adapted to wirelessly communicate data between said smartcard processor and a third party terminal; and
a second data channel, said second data channel device being adapted to electrically couple said smartcard processor with a mobile communication device.
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0 Petitions
Accused Products
Abstract
A mobile communication device with security mechanisms is provided for enabling wireless personal information transfer with increased security. In another embodiment of the invention, a mobile communication device is used to confirm a transaction.
304 Citations
55 Claims
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1. A smartlink module, comprising:
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a smartcard processor comprising;
a first data channel being adapted to wirelessly communicate data between said smartcard processor and a third party terminal; and
a second data channel, said second data channel device being adapted to electrically couple said smartcard processor with a mobile communication device. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A transaction controller comprising:
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a mobile user interface device; and
a processor comprising;
a data channel, said data channel being adapted to wirelessly communicate transaction data between said processor and a third party terminal;
wherein said mobile user interface device being adapted to transmit user information to said processor, said processor being disposed between said mobile user interface device and said third party terminal. - View Dependent Claims (9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23)
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24. A method of authorizing a data transaction comprising:
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receiving a user input from a user at a mobile user interface device;
validating an identity of said user within mobile user interface device to produce a validation signal;
producing a validation signal based on said validating;
receiving said validation signal at an input port of a smartcard processor; and
transmitting user personal data from smartcard processor. - View Dependent Claims (25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37)
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38. A method of authorizing a data transaction, where said transaction occurs at a distant location, comprising:
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selecting items to purchase from a seller, purchasing said items, wherein said purchasing step comprises;
selecting a method to pay for said selected items;
providing account information for said method of payment;
communicating with a financial institution associated with said selected method of payment;
identifying a user associated with said account information;
communicating with said user at a mobile user interface device;
confirming with the user said purchasing of items; and
receiving said confirmation from said user. receiving a user input from a user at a mobile user interface device;
producing a confirmation signal based on said user input; and
receiving said confirmation signal from said mobile user interface device at said financial institution. - View Dependent Claims (39, 40)
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41. A mated transaction controller comprising:
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a smartlink module having a unique identification number and a first confirmation logic circuit;
a mobile communication device coupled to said smartlink module, said device having a second unique identification number and a second confirmation logic circuit; and
wherein before said device enables said smartlink module to provide data information to a third party circuit said first logic circuit authenticates said smartlink module, wherein before said smartlink module provides data information to said third party circuit said second logic circuit authenticates said mobile communication device. - View Dependent Claims (42, 43)
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44. A transaction confirmation system comprising:
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a first computer system for storing and maintaining a user'"'"'s information and for approving a transaction;
a second computer for facilitating a transaction being selectively coupled to said first computer to transmit transaction information and to receive a signal back from said first computer;
a third party transaction device adapted to wirelessly receive user data from a transaction controller and adapted to provide said user data to said second computer;
wherein said transaction controller comprising;
a mobile user interface device; and
a processor comprising;
a data channel, said data channel being adapted to wirelessly communicate transaction data between said processor and a third party terminal;
wherein said mobile user interface device being adapted to transmit user information to said processor, said processor being disposed between said mobile user interface device and said third party terminal. - View Dependent Claims (45, 46, 47, 48, 49, 50, 51, 52, 53, 54, 55)
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Specification