METHOD FOR BIOMETRIC SECURITY USING A TRANSPONDER

• US 20040239480A1
• Filed: 03/26/2004
• Published: 12/02/2004
• Est. Priority Date: 07/10/2001
• Status: Abandoned Application

• Current Assignee: Liberty Peak Ventures, LLC (Dominion Harbor Enterprises, LLC)
• Original Assignee: American Express Travel Related Services Company, Inc. (American Express Company)
• Inventors: Larkin, Carl, Bonalle, David S., Saunders, Peter D., Beenau, Blayn W., Gray, William J., Fields, Seth W., Montgomery, Joshua L.
• Application Number:
  US10/708,823
• Publication Number:
  US 20040239480A1
• Time in Patent Office: Days
• US Class Current: 340/5.53
• CPC Class Codes: G06Q 20/00 Payment architectures, schemes or protocols apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12
• CPC Class Codes: G06Q 20/04 Payment circuits
• CPC Class Codes: G06Q 20/14 specially adapted for billing systems
• CPC Class Codes: G06Q 20/28 Pre-payment schemes, e.g. "pay before"
• CPC Class Codes: G06Q 20/327 Short range or proximity payments by means of M-devices
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G06Q 20/342 Cards defining paid or billed services or quantities
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 20/40145 Biometric identity checks
• CPC Class Codes: G07C 9/28 the pass enabling tracking or indicating presence
• CPC Class Codes: G07C 9/29 the pass containing active electronic elements, e.g. smartcards
• CPC Class Codes: G07F 7/025 by means, e.g. cards, providing billing information at the time of purchase, e.g. identification of seller or purchaser, quantity of goods delivered or to be delivered
• CPC Class Codes: H04L 2209/56 Financial cryptography, e.g. electronic payment or e-cash
• CPC Class Codes: H04L 2209/805 Lightweight hardware, e.g. radio-frequency identification [RFID] or sensor
• CPC Class Codes: H04L 9/3231 Biological data, e.g. fingerprint, voice or retina network architectures or network communication protocols for supporting authentication of entities using biometrical features in a packet data network H04L63/0861

Abstract

The present invention discloses a method for facilitating biometric security in a transponder-reader transaction system by proffering a biometric. The biometric may be proffered to a biometric sensor communicating with the transponder-reader system. Proffering the biometric initiates verification of the biometric sample and facilitates authorization of a transaction.

Claims

1. A method for facilitating biometric security in a transponder-reader transaction system comprising:

proffering a biometric to a biometric sensor communicating with said system to initiate verification of a biometric sample for facilitating authorization of a transaction.

2. The method for of claim 1, further comprising registering at least one biometric sample with an authorized sample receiver.

3. The method of claim 2, wherein said step of registering further includes at least one of:

contacting said authorized sample receiver, proffering a biometric to said authorized sample receiver, processing said biometric to obtain a biometric sample, associating said biometric sample with user information, verifying said biometric sample, and storing said biometric sample upon verification.

4. The method of claim 1, wherein said step of proffering further includes proffering a biometric to a biometric sensor communicating with said system to initiate at least one of:

storing, comparing, and verifying said biometric sample.

5. The method of claim 1, wherein said step of proffering a biometric to a biometric sensor communicating with said system to initiate verification further includes processing database information, wherein said database information is contained in at least one of a transponder, transponder reader, sensor, remote server, merchant server and transponder-reader system.

6. The method of claim 1, wherein said step of proffering a biometric to a biometric sensor communicating with said system to initiate verification further includes comparing a proffered biometric sample with a stored biometric sample.

7. The method of claim 6, wherein said step of comparing includes comparing a proffered biometric sample to a stored biometric sample by using at least one of a third-party security vendor device and protocol/sequence controller.

8. The method of claim 1, wherein said step of proffering a biometric to a biometric sensor communicating with said system to initiate verification further includes at least one of detecting, processing and storing at least one second proffered biometric sample.

9. The method of claim 1, wherein said step of proffering a biometric to a biometric sensor communicating with said system to initiate verification further includes the use of at least one secondary security procedure.