Integrated verification system

• US 20050027983A1
• Filed: 08/01/2003
• Published: 02/03/2005
• Est. Priority Date: 08/01/2003
• Status: Abandoned Application

• Current Assignee: Kevin T. Klawon
• Original Assignee: Kevin T. Klawon
• Inventors: Klawon, Kevin T.
• Application Number:
  US10/633,175
• Publication Number:
  US 20050027983A1
• Time in Patent Office: Days
• US Class Current: 713/168
• CPC Class Codes: G06F 21/31 User authentication

Abstract

The subject invention comprises a process and means for an integrated and standardized verification rating of individuals seeking credit or access, or for sending a digital signature for access purposes including means comprising of a scaled rating for an individual'"'"'s identity, along with potential other individual attributes that will be rated in order to apprise a merchant or other entity of the authenticity of the individual seeking credit or permit access to an entity or sending a digital signature.

Claims

1. :

An identity authentication system for verifying the true identity of an individual and providing same to an entity seeking said identity authentication of said individual, comprising;

(a) collecting multiple information aspects relating to the identity of said individual;

(b) assigning rating scores for each of said information aspects of said individual;

(c) adding each of said rating scores for each said information aspect for a total rating score for said identity authentication, system;

(d) providing said rating score to said entity seeking identity authentication of said individual.

2. :

An identity authentication system for verifying the true identity of an individual and providing same to an identity seeking said identity authentication of said individual;

(a) collecting multiple information aspects relating to the identity of said individual;

(b) assigning numerical scores for each of said information aspects of said individual;

(c) adding each of said numerical scores for each said information aspects for a total numerical score for said identity authentication, said addition being accomplished by computer means;

(d) providing said numerical score to said entity seeking identity authentication of said individual.

3. :

An identity authentication system for verifying the true identity of an individual and providing same to an entity seeking said identity authentication of said individual, comprising;

(a) accumulating identity information about an individual;

(b) placing said identity information into a computer program;

(c) placing a mathematical score on said accumulated identity information of said individual;

(d) adding the total of said mathematical scores on said accumulated identity information for a total identity authentication system.

4. :

An identity authentication system for verifying the true identity of an individual and providing same to an entity seeking said identity authentication of said individual, comprising;

(a) accumulating identity information about an individual;

(b) placing said identity information into a computer program;

(c) placing a mathematical score on each of said accumulated identity information of said individual, and adding said total score of all accumulated identity information.

5. :

A system for authenticating the identity status of an individual for establishing said individual'"'"'s identity status;

(a) collecting multiple information aspects relating to the identity of said individual;

(b) assigning rating scores for each of said information aspects of said individual;

(c) adding each of said rating scores for each, said information aspects for a total rating score for said identity authentication, said adding accomplished through computer processing means;

(d) providing said resultant rating score to said entity seeking identity authentication of said individual.

6. :

A system for rating credibility of an individual among various individuals establishing one or more credibility traits for rating purposes, establishing a mathematical rating scale for each of said credibility traits through computer processing through the following formulations;

RT=R1+R2+R3 . . . +RN

Where RT=total rating score

and R1, R2, R3 and RN are individual credibility traits.

7. :

A system for rating credibility worthiness of an individual comprising of the following steps;

(a) assigning various categories to rate an individual;

(b) providing a rating scale for each of said categories;

(c) calculating an overall rating score for the total of each said rated category using a computer means to calculate same.

8. A method for a system which generates a credibility rating for individuals and organization entities based upon validity of identity facts and credibility of an entity comprising:

collecting multiple information aspects relating to the identity and credibility of said entity and entering same in a computer;

evaluating and assigning rating scores for each of said information aspects of said entity and processing same is said computer;

and adding said rating scores for a total rating score of the credibility of said entity through said computer.

9. A method for a system which generates a credibility rating for individuals and organization entities based upon validity of identity facts and credibility of an entity comprising:

collection means for collecting multiple information aspects relating to the identity and credibility of said entity, said collection information aspects entered into a computer;

evaluation means for evaluating and assigning rating scores for each of said information aspects of said entity, using said computer to process said scores;

and a calculator for adding said rating scores for a total rating score of the credibility of said entity, using said computer to said adding.