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System, method, apparatus and computer program product for facilitating digital communications

  • US 20050081045A1
  • Filed: 08/16/2004
  • Published: 04/14/2005
  • Est. Priority Date: 08/15/2003
  • Status: Abandoned Application
First Claim
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1. A computer-implemented method for authenticating a user of a remote computer over a network comprising:

  • receiving at said remote computer an authentication challenge message from an authentication server over said network, at least a portion of said network including an Internet communication link;

    receiving a passcode at said remote computer;

    creating a response message to said authentication challenge, said response message including said passcode;

    transmitting said response message from said remote computer to said authentication server over said network; and

    receiving at said remote computer a verification message from said authentication server that said response message is verified.

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