Recording and reporting of driving characteristics
First Claim
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1. A method of recording vehicle usage comprising the steps of:
- a) sensing data indicative of a vehicle operation characteristic, including a location of the vehicle;
b) formulating the data and storing a memory module; and
c) extracting the data responsive to a triggering event, wherein the date is extracted to an externally located process server.
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Abstract
A system for recording, transmitting and compiling information indicative of actual vehicle operation and usage includes a device installed within a vehicle. Sensors communicate with the device to provide information relating to operation of the vehicle. A location module utilizes satellite signals to determine the current location of a vehicle. A data extraction module sends data to a central process server. The central processor compiles and summarizes the information from the device for determination of vehicle usage for use in determining an insurance premium.
196 Citations
32 Claims
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1. A method of recording vehicle usage comprising the steps of:
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a) sensing data indicative of a vehicle operation characteristic, including a location of the vehicle;
b) formulating the data and storing a memory module; and
c) extracting the data responsive to a triggering event, wherein the date is extracted to an externally located process server. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24)
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25. A device for gathering vehicle usage data for use in determining a vehicle insurance cost comprising:
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a memory module for storing data indicative of vehicle operating characteristics;
a receiver for receiving satellite signals indicative of a vehicle position;
a power module including a connection to an external power source, and an internal power source for powering said device independent of the external power source;
a first sensor for detecting motion of said device;
a controller for aggregating data stored within said memory module responsive to a triggering event; and
a data extraction module for transmitting aggregated data. - View Dependent Claims (26, 27, 28, 29, 30, 31, 32)
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Specification