Motor vehicle operating data collection and analysis

• US 20050182538A1
• Filed: 02/17/2005
• Published: 08/18/2005
• Est. Priority Date: 05/06/2003
• Status: Abandoned Application

• Current Assignee: Allstate Insurance Company (Allstate Corporation)
• Original Assignee: Allstate Insurance Company (Allstate Corporation)
• Inventors: Phelan, Joseph, Perquin, Johannes A.
• Application Number:
  US11/060,458
• Publication Number:
  US 20050182538A1
• Time in Patent Office: Days
• US Class Current: 701/35
• CPC Class Codes: G01M 17/00 Testing of vehicles testing fluid tightness G01M3/00; testing elastic properties of bodies or chassis, e.g. torsion-testing, G01M5/00; testing alignment of vehicle headlight devices G01M11/06; testing of engines G01M15/00
• CPC Class Codes: G07C 5/008 communicating information to a remotely located station transmission systems for measured values G08C
• CPC Class Codes: G07C 5/02 Registering or indicating driving, working, idle, or waiting time only apparatus forming part of taximeters G07B13/00
• CPC Class Codes: G07C 5/08 Registering or indicating performance data other than driving, working, idle, or waiting time, with or without registering driving, working, idle or waiting time
• CPC Class Codes: G07C 5/0858 wherein the data carrier is removable

Abstract

A method and apparatus for collecting, uploading and evaluating motor vehicle operation utilizing on-board diagnostic components (OBDII) and ground positioning satellite (GPS) systems whereby operator identifiable behavior can be rated for driving safety and other characteristics.

Claims

1. A method of monitoring behavior comprising recording time and location marked data of vehicle operation at regular intervals.

2. The method of claim 1 wherein the monitoring is of a vehicle operator of a specified age.

3. The method of claim 1 wherein the monitoring comprises pertaining to a government requirement.

4. The method of claim 1 wherein the monitoring comprises pertaining to a vehicle rental agreement.

5. The method of claim 1 wherein the monitoring comprises pertaining to a contract.

6. The method of claim 1 wherein the monitoring comprises pertaining to an employment requirement.

7. The method of claim 1 wherein the data is correlated to at least one other database.

8. A database comprising time marked vehicle operation data recorded at regular intervals that can be correlated to at least one other data point.

9. The database of claim 8 comprising data for a plurality of vehicles.

10. The database of claim 8 comprising data for a plurality of drivers.

11. The database of claim 8 comprising data for a plurality of trips.

12. The database of claim 8 comprising data pertaining to an agreement.

13. The database of claim 8 used for teaching.

14. The database of claim 8 used for monitoring behavior.

15. The database of claim 8 used for rating at least one driver.

16. The database of claim 8 used for predicting likely future events.

17. The database of claim 8 further comprising location data.

18. A method of creating a database of vehicle operation data comprising:

a. Recording data from a vehicle at regular time intervals; and

b. Time marking the recorded data.

19. The method of claim 18 further comprising recording vehicle location data at the regular time intervals.

20. The method of claim 18 further comprising recording data from a plurality of vehicles.

21. The method of claim 18 further comprising recording data from a plurality of trips.

22. The method of claim 18 further comprising recording data from a plurality of drivers.

23. A method of evaluating at least one individual comprising evaluating a first database of time marked data recorded at regular intervals of vehicle operation and at least one other data point.

24. The method of claim 23 wherein the evaluation is for driver safety.

25. The method of claim 23 wherein the evaluation is for employment.

26. The method of claim 23 wherein the evaluation is for contracting.

27. The method of claim 23 wherein the evaluation is for credit lending.

28. The method of claim 23 wherein the evaluation comprises a credit rating.

29. The method of claim 23 wherein the evaluation is for teaching.

30. The method of claim 23 wherein the evaluation is for behavior.

31. An evaluation of the method of claim 23.

32. An apparatus for recording and evaluating time marked vehicle operation data comprising:

a. A vehicle data acquiring component;

b. A time marker;

c. A recording device;

d. A database input component;

e. A processor; and

f. A data output component.

33. The apparatus of claim 32 further comprising a location detecting component.