Method and system for assessing the risk of a vehicle dealership defaulting on a financial obligation
First Claim
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1. A method for assessing the risk of a vehicle dealership defaulting on a financial obligation, the method comprising:
- receiving at least one financial factor with a plurality of point weights and vehicle dealership financial statement information; and
determining a dealership point weight for each financial factor based on the plurality of point weights and the financial statement data to obtain a default risk rating.
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Abstract
The present invention relates to a method and system of assessing the risk of a vehicle dealership defaulting on a financial obligation. A preferred method embodiment of the present invention includes receiving at least one financial factor with a plurality of point weights and vehicle dealership financial statement information and determining a dealership point weight for each financial factor based on the plurality of point weights and the financial statement data to obtain a default risk rating based on the dealership point weight(s).
158 Citations
20 Claims
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1. A method for assessing the risk of a vehicle dealership defaulting on a financial obligation, the method comprising:
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receiving at least one financial factor with a plurality of point weights and vehicle dealership financial statement information; and
determining a dealership point weight for each financial factor based on the plurality of point weights and the financial statement data to obtain a default risk rating. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A system for assessing the risk of a vehicle dealership defaulting on a financial obligation, the system comprising an at least one computer configured to:
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receive at least one financial factor with a plurality of point weights and vehicle dealership financial statement information; and
determine a dealership point weight for each financial factor based on the plurality of point weights and the financial statement data to obtain a default risk rating. - View Dependent Claims (12, 13, 14, 15)
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16. A computer-readable medium having computer-executable instructions for performing a method comprising:
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receiving at least one financial factor with a plurality of point weights and vehicle dealership financial statement information; and
determining a dealership point weight for each financial factor based on the plurality of point weights and the financial statement data to obtain a default risk rating. - View Dependent Claims (17, 18, 19, 20)
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Specification