PORTABLE TRANSACTION TERMINAL HAVING AN IMAGE RECOGNITION SYSTEM
First Claim
Patent Images
1. A portable transaction terminal comprising:
- a processor;
an imager configured to produce a digital image of a payment card using a source of continuous light, the imager being operably linked to the processor; and
an image recognition module that performs image recognition and that is configured to produce or extract data for a transaction, from the digital image of the payment card, using the processor, wherein the portable transaction terminal is configured to enter the data for the transaction that is produced or extracted, and wherein the data for the transaction is communicated and processed.
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Abstract
Portable transaction terminal includes a processor, an imager configured to produce a digital image of a payment card using a source of continuous light, the imager being operably linked to the processor, and an image recognition module that performs image recognition and that is configured to produce or extract data for a transaction, from the digital image of the payment card, using the processor. The portable transaction terminal is configured to enter the data for the transaction that is produced or extracted, and wherein the data for the transaction is communicated and processed.
33 Citations
29 Claims
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1. A portable transaction terminal comprising:
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a processor;
an imager configured to produce a digital image of a payment card using a source of continuous light, the imager being operably linked to the processor; and
an image recognition module that performs image recognition and that is configured to produce or extract data for a transaction, from the digital image of the payment card, using the processor, wherein the portable transaction terminal is configured to enter the data for the transaction that is produced or extracted, and wherein the data for the transaction is communicated and processed. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A portable transaction terminal comprising:
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a processor;
an imager configured to produce a digital image of a payment card using a source of continuous light, the imager being operably linked to the processor;
an image recognition module that performs image recognition and that is configured to produce or extract data for a transaction from the digital image using the processor; and
a display operably linked to the processor, the display being configured to display data from the digital image or the digital image, wherein the portable transaction terminal is configured to (i) automatically enter the data produced or extracted for the transaction, (ii) communicate the data for the transaction for approval and processing, and (iii) receive an approval or a denial response. - View Dependent Claims (17, 18, 19, 20, 21, 22, 23)
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24. A method of transaction processing using a portable transaction terminal having an imager and an image recognition module, the method comprising:
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producing an image corresponding to a payment card;
performing image recognition of the image;
producing transaction information from image data that is produced or extracted from the image;
entering, with the portable transaction terminal, the transaction information so that the transaction information is communicated and processed; and
performing one or more transaction steps using the transaction information produced from the image data. - View Dependent Claims (25, 26, 27, 28)
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29. A portable transaction terminal comprising:
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a power supply;
an input device for entering data and for obtaining a signature of a recipient;
a processor;
an imager producing a digital image of a payment card using a source of continuous light during production of the digital image, the imager being operably linked to the processor;
an image recognition module producing or extracting relevant alphanumeric or text data for a transaction, from the digital image, using the processor;
a display displaying the digital image; and
an automatic location determination system that determines a location of the portable transaction terminal at the time of the transaction, wherein the portable transaction terminal automatically enters the data for the transaction that is produced or extracted, determines a date and time of the transaction, communicates with one or more remote computer systems using encryption, and receives communications from the one or more remote computer systems indicating approval or denial of the transaction.
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Specification