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Automated banking machine

  • US 20070102863A1
  • Filed: 11/08/2005
  • Published: 05/10/2007
  • Est. Priority Date: 11/15/1996
  • Status: Active Grant
First Claim
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1. A method comprising:

  • (a) receiving user account identifying information from a user through at least one input device of an automated banking machine including a cash dispenser and at least one of a check imaging device and a currency bill validating device;

    (b) receiving through at least one input device of the automated banking machine, at least one input indicating that the user wishes to make a deposit into the automated banking machine, wherein the deposit includes at least one of a check and a currency bill;

    (c) operating the automated banking machine to communicate with at least one remote computer to determine if a user account associated with the user account identifying information, can have a first deposit transaction conducted thereon responsive to at least one message from the automated banking machine;

    (d) responsive to a positive determination in (c), operating the automated banking machine to communicate with the at least one remote computer to cancel the first deposit transaction;

    (e) responsive to a positive determination in (c), accepting the deposit in the automated banking machine;

    (f) evaluating the deposit through operation of the automated banking machine to determine a value associated therewith;

    (g) subsequent to (f), operating the automated banking machine to communicate at least one message with at least one remote computer, to conduct a second deposit transaction on the account, wherein the second deposit transaction causes a deposit in the amount of the value to be indicated as having been made to the user account.

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