Collection systems and methods for managing insurance subrogation claims
First Claim
1. A computerized collection system configured to manage one or more insurance subrogation claims, the system comprising:
- a claim collector apparatus for obtaining subrogation claim information from one or more collection nodes of the collection system;
a claim storage device for storing the claim information;
a claim assessor apparatus for determining one or more collection events based at least on the claim information, and generating one or more subrogation documents based at least on the claim information and the one or more collection events; and
a claim presenter apparatus in communication with the one or more collection nodes for presenting at least one of the one or more subrogation documents and the claim information.
1 Assignment
0 Petitions
Accused Products
Abstract
Systems and methods for managing one or more insurance subrogation claims can be utilized during the process of collecting on a claim. Various techniques can be used to assess claim information to determine, initiate, process, and/or create one or more collection events, legal actions, and/or subrogation claim documents to aid in the recovery of a claim. Civil procedure rules and collection law rules, along with predetermined claim objectives can be utilized to schedule events and trigger the automatic generation of legal and correspondence documents having claim information. Interactive and customizable presentation of claim information and determined collection events, legal actions, and/or subrogation claim documents can provide organized management of claims. Various parties interested in a claim can be in communication with the collection systems and have unique, secure, and/or defined access.
46 Citations
20 Claims
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1. A computerized collection system configured to manage one or more insurance subrogation claims, the system comprising:
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a claim collector apparatus for obtaining subrogation claim information from one or more collection nodes of the collection system;
a claim storage device for storing the claim information;
a claim assessor apparatus for determining one or more collection events based at least on the claim information, and generating one or more subrogation documents based at least on the claim information and the one or more collection events; and
a claim presenter apparatus in communication with the one or more collection nodes for presenting at least one of the one or more subrogation documents and the claim information. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 12, 13)
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11. The system of 10, wherein the claim objective information comprises at least a number of days after one or more lawsuit triggering events before filing a lawsuit, and the one or more lawsuit triggering events comprises at least one lawsuit triggering event selected from the group consisting of:
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no response to the one or more initial letters;
no response to the promissory note;
no response to the payment reminder letter; and
a minimum number of days before a statute of limitations deadline.
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14. A method for processing an insurance subrogation claim, comprising:
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receiving subrogation claim information;
storing subrogation claim information;
analyzing the subrogation claim information to determine one or more collection events based at least on the subrogation claim information;
generating one or more documents based on the one or more collection events. - View Dependent Claims (15, 16, 17)
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18. A computer-implemented method for managing an insurance subrogation claim, comprising:
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obtaining subrogation claim information and claim objectives using a computer;
initiating one or more collection actions based on the claim information and claim objectives using the computer; and
displaying information relating to the one or more collection actions on a computer display. - View Dependent Claims (19, 20)
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Specification