Systems and methods for analyzing sensor data

  • US 20080065427A1
  • Filed: 08/16/2007
  • Published: 03/13/2008
  • Est. Priority Date: 09/04/2003
  • Status: Active Grant
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First Claim
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1. A system for underwriting an insurance coverage comprising:

  • a first communication device for receiving a request to insure the property from an entity;

    a second communication device collecting sensor data related to the property including at least one data parameter;

    a processor configured for analyzing the collected sensor data with a process that manipulates the collected sensor data in different ways depending on at least one of a characteristic of the entity, a characteristic of the property, and a value of one of the at least one collected data parameters;

    an output device for outputting a result including instructions to one of a) deny insurance coverage and b) offer insurance coverage for the property, and c) adjust an insurance coverage, based on an output of the process.

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