METHOD AND APPARATUS FOR CHECK STACK VISUALIZATION

• US 20080135609A1
• Filed: 12/08/2006
• Published: 06/12/2008
• Est. Priority Date: 12/08/2006
• Status: Active Grant

• Current Assignee: Wells Fargo Bank NA (Wells Fargo & Company)
• Original Assignee: Wells Fargo Bank NA (Wells Fargo & Company)
• Inventors: WANG, Jimmy, SCHRAG, Elizabeth Ann, VELLINE, Jonathan, DCOSTA, Ashvil Savio
• Granted Patent: US 7,896,231 B2
• Time in Patent Office: Days
• US Class Current: 235/379
• CPC Class Codes: G06Q 20/042 characterized in that the payment protocol involves at least one cheque
• CPC Class Codes: G07F 19/20 Automatic teller machines [ATMs]
• CPC Class Codes: G07F 19/202 Depositing operations within ATMs depositing in general G07D11/00

Abstract

A Check Stack Visualization technique is provided and allows an automated teller machine (ATM) user to see a stack of checks on one screen for check amount confirmation. Customers see all the checks on one screen and indicate that the amounts are correct and click to deposit the checks. In one preferred embodiment, a three dimensional (3D) list is used to display the checks on a Bezier curve along with the amounts highlighted. If the optical character recognition (OCR) process failed on a check amount, the technique highlights the check amount in red. If the customer does not think the check amount is correct, the customer can click on the small check image which brings up a larger check image and they can edit the amount. Once the customer is satisfied that the numbers are correct, the customer can click on a deposit all check button to complete the transaction.

Claims

1. A computer implemented method for visualizing, verifying, and editing content of a document from a stack of documents used in a transaction using one display screen of a receptacle, comprising the steps of:

receiving a stack of one or more documents in a receptacle;

scanning each one or more documents to obtain scanned images of each one or more documents;

displaying each scanned document image onto a single screen of said receptacle;

a user selecting a scanned document image of said displayed scanned document images for content verification;

said user editing said content, if said user desires;

said user unselecting said selected first document;

said user indicating to complete said transaction if no more checks to verify, or returning to said step of selecting a scanned document image otherwise.

2. The computer implemented method of claim 1, wherein a document is a check and said receptacle is an automated banking machine

3. The computer implemented method of claim 1, wherein said scanning step of performed by an optical character recognition (OCR) scanner.

4. The computer implemented method of claim 1, wherein each scanned document image is displayed in a Bezier curve.

5. The computer implemented method of claim 1, wherein each scanned document image is displayed with a predetermined part of the displayed content highlighted.

6. The computer implemented method of claim 5, wherein the predetermined part of the displayed content is a check amount.

7. The computer implemented method of claim 1, wherein said selecting a first document further comprises the step of enlarging said first document on said screen;

8. The computer implemented method of claim 1, wherein said unselecting comprises the step of clicking outside the document on the screen and said document returning to an original position and size.

9. A system on a computer network for visualizing, verifying, and editing content of a document from a stack of documents used in a transaction using one display screen of a receptacle, comprising:

means for receiving a stack of one or more documents in a receptacle;

means for scanning each one or more documents to obtain scanned images of each one or more documents;

means for displaying each scanned document image onto a single screen of said receptacle;

means for a user selecting a scanned document image of said displayed scanned document images for content verification;

means for said user editing said content, if said user desires;

means for said user unselecting said selected first document;

means for said user indicating to complete-said transaction if no more checks to verify, or returning to said step of selecting a scanned document image otherwise.

10. The system on a computer network of claim 9, wherein a document is a check and said receptacle is an automated banking machine

11. The system on a computer network of claim 9, wherein said means for scanning is performed by an optical character recognition (OCR) scanner.

12. The system on a computer network of claim 9, wherein each scanned document image is displayed in a Bezier curve.

13. The system on a computer network of claim 9, wherein each scanned document image is displayed with a predetermined part of the displayed content highlighted.

14. The system on a computer network of claim 13, wherein the predetermined part of the displayed content is a check amount.

15. The system on a computer network of claim 9, wherein said means for selecting a first document further comprises means for enlarging said first document on said screen.

16. The system on a computer network of claim 9, wherein said means for unselecting comprises means for clicking outside the document on the screen and means for said document returning to an original position and size.