Data Recording System and Data Recording Method
1 Assignment
0 Petitions
Accused Products
Abstract
To record mileage of a motor vehicle to determine a motor vehicle insurance premium, a portable data carrier is connected to a data input terminal, which is connected to a fuel pump. The data input terminal receives a distance traveled data item from the motor vehicle, for example from a transmitter on the motor vehicle or from the data carrier. A vehicle identifier of the motor vehicle stored on the data carrier is read by the data input terminal and is transmitted together with the distance traveled data item to a computer-based control center via a telecommunications network. A plurality of transaction records assigned to the motor vehicle, in each case with a time data item, are stored in the control center. As a function of the stored distance traveled data items, the control center determines a total distance traveled by the motor vehicle in the calculation period.
29 Citations
28 Claims
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1-14. -14. (canceled)
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15. :
- A computer based system for recording mileage of a motor vehicle to determine a motor vehicle insurance premium, comprising;
a computer based control center; a portable data carrier with a vehicle identifier stored therein for a motor vehicle; and a data input terminal which is connected to a fuel pump and is configured to read the vehicle identifier from the data carrier when the data carrier is connected to the data input terminal, to receive a distance traveled data item from the motor vehicle and to transmit a transaction record to the control center via a telecommunications network, the transaction record comprising the vehicle identifier and the distance traveled data item, the control center being configured to store a plurality of transaction records assigned to the motor vehicle, in each case with a time data item, to determine, as a function of stored distance traveled data items, a total distance traveled by the motor vehicle in a defined calculation period, and to determine the motor vehicle insurance premium for the calculation period as a function of the total distance traveled. - View Dependent Claims (16, 17, 18, 19, 20, 21)
- A computer based system for recording mileage of a motor vehicle to determine a motor vehicle insurance premium, comprising;
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22. :
- A computer implemented method for recording mileage of a motor vehicle to determine a motor vehicle insurance premium, comprising;
connecting a portable data carrier to a data input terminal which is connected to a fuel pump; reading a vehicle identifier stored on the data carrier for a motor vehicle by the data input terminal; receiving a distance traveled data item for the motor vehicle in the data input terminal; transmitting a transaction record to a computer based control center via a telecommunications network, the transaction record comprising the vehicle identifier and the distance traveled data item; storing a plurality of transaction records assigned to the motor vehicle, in each case with a time data item, by the control center; determining a total distance traveled by the motor vehicle in a defined calculation period, as a function of stored distance traveled data items, by the control center; and determining the motor vehicle insurance premium for the calculation period as a function of the total distance traveled by the control center. - View Dependent Claims (23, 24, 25, 26, 27, 28)
- A computer implemented method for recording mileage of a motor vehicle to determine a motor vehicle insurance premium, comprising;
Specification