MICRO PAYMENTS

• US 20080235123A1
• Filed: 12/21/2007
• Published: 09/25/2008
• Est. Priority Date: 03/19/2007
• Status: Active Grant

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Inventors: Olliphant, Hugo, Boyd, Mark J., At-Taras, Musaab, Ravuri, Muralidhar, Mak, Ernest
• Granted Patent: US 9,524,496 B2
• Time in Patent Office: Days
• US Class Current: 705/35
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/29 characterised by micropayments
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: G06Q 40/02 Banking, e.g. interest calculation or account maintenance credit or loans G06Q40/03

Abstract

In one example embodiment, a system and method is shown that includes receiving financial data generated by a widget residing on a web page, the financial data including at least one of donation, or purchase data. The system and method may further include transmitting a display update to update the widget, the updating based upon the financial data. Some example embodiments may include, selecting a widget using an input device to generate data including at least one of donation or purchase data. Moreover, the system and method may include transmitting the at least one of donation or purchase data. Further, the system and method may include storing the at least one of donation or purchase data to a cookie.

Claims

1. A computer implemented method comprising:

receiving financial data generated by a widget residing on a web page, the financial data including at least one of donation or purchase data; and

transmitting a display update to update the widget, the updating based upon the financial data.

2. The computer implemented method of claim 1, further comprising:

recording and aggregating the financial data to create aggregated financial data; and

billing an account, the billing predicated upon a billing threshold being met by the aggregated financial data.

3. The computer implemented method of claim 2, wherein the billing threshold includes at least one of a monetary value, a date value, or a number of transactions value.

4. The computer implemented method of claim 1, further comprising:

retrieving the financial data from a cookie stored in a browser cache;

initiating a sign-up flow to retrieve the financial data from the cookie; and

billing an account based upon the financial data retrieved from the cookie.

5. The computer implemented method of claim 1, wherein the financial data is generated using a techniques including at least one of an Asynchronous JavaScript and eXtensible Markup (AJAX) language technique, or a Dynamic Hyper Text Markup Language (DHTML) technique.

6. The computer implemented method of claim 1, further comprising:

recording the financial data generated by the widget residing on the web page to a user database; and

transmitting an update to update only the widget using a partial screen update to reflect current donation totals, the updating occurring where a billing threshold is met.

7. The computer implemented method of claim 1, further comprising generating widget code to be placed into the web page.

8. A computer implemented method comprising:

selecting a widget using an input device to generate data including at least one of donation or purchase data;

transmitting the at least one of donation or purchase data; and

storing the at least one of donation or purchase data to a cookie.

9. The computer implemented method of claim 8, wherein the widget is generated using a computer language including at least one of Asynchronous JavaScript and extensible Markup (AJAX), or Dynamic Hyper Text Markup Language (DHTML).

10. A computer system comprising:

a first receiver to receive financial data generated by a widget residing on a web page, the financial data including at least one of donation, or purchase data; and

a transmitter to transmit a display update to update the widget, the updating based upon the financial data.

11. The computer system of claim 10, further comprising:

a recording engine to record and aggregate the financial data to create aggregated financial data; and

a billing engine to bill an account, the account billed based upon a billing threshold met by the aggregated financial data.

12. The computer system of claim 11, wherein the billing threshold includes at least one of a monetary value, a date value, or a number of transactions value.

13. The computer system of claim 10, further comprising:

a retriever to retrieve the financial data from a cookie stored in a browser cache;

a flow initiator to initiate a sign-up flow to retrieve the financial data from the cookie; and

a billing engine to bill an account based upon the financial data retrieved from the cookie.

14. The computer system of claim 10, wherein the financial data is generated using an technique including at least one of Asynchronous JavaScript and extensible Markup (AJAX) language technique, or a Dynamic Hyper Text Mark Up (DHTML) technique.

15. The computer system of claim 10, further comprising:

a storage engine to record the financial data generated by the widget residing on the web page to a user database; and

a transmitter to transmit an update to update only the widget using a partial screen update to reflect current donation totals, the updating occurring where a billing threshold is met.

16. The computer system of claim 10, further comprising a widget generator to generate widget code to be placed into the web page.

17. A computer system comprising:

a selector to select a widget using an input device to generate data including at least one of donation or purchase data;

a transmitter to transmit the at least one of donation or purchase data; and

a storage engine to store the at least one of donation or purchase data to a cookie.

18. The computer system of claim 17, wherein the widget is generated using a computer language including at least one of Asynchronous JavaScript and eXtensible Markup (AJAX), or Dynamic Hyper Text Markup Language (DHTML).

19. An apparatus comprising:

means for receiving financial data generated by a widget residing on a web page, the financial data including at least one of donation, or purchase data; and

means for transmitting a display update to update the widget, the updating based upon the financial data.

20. A machine-readable medium comprising instructions, which when implemented by one or more machines, cause the one or more machines to perform the following operations:

receiving financial data generated by a widget residing on a web page, the financial data including at least one of donation, or purchase data; and

transmitting a display update to update the widget, the updating based upon the financial data.