SYSTEM AND METHOD FOR MANAGING CUSTOMIZED REWARD OFFERS
4 Assignments
0 Petitions
Accused Products
Abstract
In accordance with some embodiments of the present invention, a method is provided for managing reward offers. A first performance target that is associated with a financial account is determined. Transaction data that is associated with the financial account is received, and a second performance target for the financial account is determined based on the transaction data.
126 Citations
106 Claims
-
1-60. -60. (canceled)
-
61. A method comprising:
-
determining a performance target and a target period to associate with a financial account; determining a reward offer to associate with the performance target; providing an indication of the performance target and the reward offer to an account holder of the financial account; receiving transaction data associated with the financial account during the target period; comparing aggregate transaction data of the target period to the performance target to determine a remaining transaction amount required to achieve the performance target; and providing an indication of the remaining transaction amount to the account holder. - View Dependent Claims (62, 63, 64, 65, 66, 67, 68, 69, 70, 71, 72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82, 83)
-
-
84. A computer readable medium storing instructions configured to direct a processor to:
-
determine a performance target and a target period to associate with a financial account; determine a reward offer to associate with the performance target; provide an indication of the performance target and the reward offer to an account holder of the financial account; receive transaction data associated with the financial account during the target period; compare aggregate transaction data of the target period to the performance target to determine a remaining transaction amount required to achieve the performance target; and provide an indication of the remaining transaction amount to the account holder. - View Dependent Claims (85, 86, 87, 88, 89, 90, 91, 92, 93, 94, 95, 96, 97, 98, 99, 100, 101, 102, 103, 104, 105)
-
-
106. An apparatus, comprising:
-
a processor; and a storage device operably connected to the processor, wherein the storage device stores instructions configured to direct the processor to; determine a performance target and a target period to associate with a financial account; determine a reward offer to associate with the performance target; provide an indication of the performance target and the reward offer to an account holder of the financial account; receive transaction data associated with the financial account during the target period; compare aggregate transaction data of the target period to the performance target to determine a remaining transaction amount required to achieve the performance target; and provide an indication of the remaining transaction amount to the account holder.
-
Specification