LOCATION BASED AUTHENTICATION
1 Assignment
0 Petitions
Accused Products
Abstract
A portable consumer device that is used to conduct a transaction at a merchant is authenticated. Information provided to a server computer includes locations of a merchant and a mobile communication device possessed by a consumer. If the location of the mobile communication device corresponds to the location of the merchant, the portable consumer device that is used to conduct the transaction is authenticated.
350 Citations
37 Claims
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1-18. -18. (canceled)
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19. A method for conducting a transaction, the method comprising:
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receiving first location information associated with a particular location at a server computer; receiving second location information associated with the particular location at the server computer; using the server computer, determining that a portable consumer device held by a consumer is authentic when the first location information corresponds to the second location information; and if the first location information and the second location information do not correspond, then contacting the consumer to authenticate the consumer. - View Dependent Claims (20, 21, 22, 23, 24, 25, 26, 27, 28, 29)
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30. A method for conducting a transaction, the method comprising:
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providing first location information to a server computer; and providing second location information to the server computer, wherein the server computer is configured to determine that a portable consumer device used in the transaction is authentic when the first location information corresponds to the second location information; and if the first location information and the second location information do not correspond, receiving a communication by a consumer using the portable consumer device to authenticate the consumer. - View Dependent Claims (31, 32, 33, 34, 35, 36, 37)
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Specification