Methods and systems using targeted advertising
First Claim
1. A method comprising:
- providing access to a financial platform for at least one user wherein the financial platform is associated with financial services or financial networks,providing a database of profile data for the at least one user,receiving requests from a party desiring to develop a promotional campaign regarding desired characteristics of profile data of the at least one user,processing the desired characteristics of profile data of the at least one user and the profile data for the at least one user for determining a set of selected users,providing an offer for a promotion to the set of selected users,receiving acceptance of the promotion from at least one user from the set of selected users,providing promotions on the financial systems of the at least one user from the set of selected users accepting the offer for the promotion,tracking redemption of the promotion, andproviding reports of redemption of the promotion to the party desiring to develop a promotional campaign.
8 Assignments
0 Petitions
Accused Products
Abstract
Users may provide profile data for determining selected users receiving an offer for a promotion. The selected users may accept or decline the offer. If accepted, value for the offer may be stored on a financial platform for redemption with a party desiring to develop the promotional campaign. Results of the targeted advertising may be monitored, return on investment may be tracked and statistical, predictive and behavioral feedback may be provided to the party desiring to develop the promotional campaign. Future promotions may be adapted based upon the analysis and feedback of users. Promotions may be directly associated with a financial platform, instrument, service or network so that the offer may be automatically redeemed. Profile data may be updated based upon account activity. Promotions may be redeemed via a financial network through point of sale purchases, online purchases, and/or purchases transactions or confirmations utilizing telecommunications platforms.
60 Citations
35 Claims
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1. A method comprising:
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providing access to a financial platform for at least one user wherein the financial platform is associated with financial services or financial networks, providing a database of profile data for the at least one user, receiving requests from a party desiring to develop a promotional campaign regarding desired characteristics of profile data of the at least one user, processing the desired characteristics of profile data of the at least one user and the profile data for the at least one user for determining a set of selected users, providing an offer for a promotion to the set of selected users, receiving acceptance of the promotion from at least one user from the set of selected users, providing promotions on the financial systems of the at least one user from the set of selected users accepting the offer for the promotion, tracking redemption of the promotion, and providing reports of redemption of the promotion to the party desiring to develop a promotional campaign. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24)
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25. Computer readable code stored in a storage medium and executable by one or more processors, which when executed perform the method steps comprising:
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receiving a set of promotion criteria from a party desiring to develop a promotional campaign, accessing a database of user profiles, producing a set of selected users based upon the promotion criteria and the database of user profiles, communicating an offer for a promotion to the set of selected users, receiving acceptance of the offer for the promotion at least one of the set of selected users, transferring value specific to the party desiring to develop a promotional campaign to a financial platform of the at least one of the set of selected users accepting the offer for the promotion, and tracking redemption of the value. - View Dependent Claims (26, 27, 28, 29, 30, 31, 32, 33)
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34. A system comprising:
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a server computer for receiving communications from a party desiring to develop a promotional campaign regarding parameters for a promotion, a database communicating with the server computer for comparing the parameters against a database of user profile information for determining a select group of users, wherein the server computer communicates an offer of the promotion to the select group of users and receives an acceptance of the promotion from at least one of the select group of users, wherein the server computer transfers value to a financial platform of the at least one of the select group of users accepting the promotion, and wherein the server computer tracks progress of the promotion and reports on the promotion to the party desiring to develop a promotional campaign. - View Dependent Claims (35)
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Specification