METHOD AND SYSTEM FOR MOBILE COMMERCE

• US 20090281947A1
• Filed: 05/06/2008
• Published: 11/12/2009
• Est. Priority Date: 05/06/2008
• Status: Abandoned Application

• Current Assignee: Comverse Limited (Mavenir Group Holdings Ltd.)
• Original Assignee: Comverse Limited (Mavenir Group Holdings Ltd.)
• Inventors: EREL, Yariv
• Application Number:
  US12/115,885
• Publication Number:
  US 20090281947A1
• Time in Patent Office: Days
• US Class Current: 705/44
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 40/00 Finance; Insurance; Tax strategies; Processing of corporate or income taxes
• CPC Class Codes: H04M 15/00 Arrangements for metering, time-control or time indication ; Metering, charging or billing arrangements for voice wireline or wireless communications, e.g. VoIP
• CPC Class Codes: H04W 4/24 Accounting or billing

Abstract

An authorization subscriber identification module card, including: (a) a subscriber identification module chip; and (b) a near field communication chip, connected to the subscriber identification module chip, wherein the near field communication chip is adapted to update a balance value in a memory of the authorization subscriber identification module card in response to balance updating information, and to transmit a near field communication confirmation transmission to an external system; wherein the authorization subscriber identification module card is further adapted to provide identification information to a charging authority server; to receive a balance updating information from the charging authority server; and to update the balance value in response to charging information.

Claims

1. An authorization subscriber identification module card, comprising:

a subscriber identification module chip; and

a near field communication chip, coupled to the subscriber identification module chip, wherein the near field communication chip is adapted to update a balance value in a memory of the authorization subscriber identification module card in response to charging information, and to transmit a near field communication confirmation transmission to an external system;

wherein the authorization subscriber identification module card is further adapted to provide identification information to a charging authority server;

to receive balance updating information from the charging authority server; and

to update the balance value in response to the balance updating information.

2. The authorization subscriber identification module card according to claim 1, further adapted to transmit user credentials to the external system in response to a charging authority identification protocol prior to transmitting the near field communication confirmation transmission to the external system.

3. The authorization subscriber identification module card according to claim 2, adapted to transmit the user credentials to the external system in response to a near field communication based charging authority identification protocol.

4. The authorization subscriber identification module card, according to claim 1, further adapted to receive a service query that comprises the charging information.

5. The authorization subscriber identification module card according to claim 1, further adapted to determine transaction feasibleness in response to the charging information and to the balance value.

6. The authorization subscriber identification module card according to claim 1, further adapted to store, in the memory of the authorization subscriber identification module card, transaction related information.

7. The authorization subscriber identification module card according to claim 1, further adapted to:

provide second identification information to a second charging authority server;

receive second balance updating information from the second charging authority server;

update a second balance value in the memory of the authorization subscriber identification module card in response to the second balance updating information;

update the second balance value in response to second charging information; and

transmit a second near field communication confirmation transmission to a second external system.

8. The authorization subscriber identification module card according to claim 1, further adapted to authorize a non-charge related service.

9. The authorization subscriber identification module card according to claim 1, further adapted to authorize a previously charged service.

10. The authorization subscriber identification module card according to claim 1, adapted to provide the identification information to a credit card company server.

11. A method for mobile commerce, the method comprising:

providing identification information to a charging authority server;

receiving balance updating information from the charging authority server;

updating a balance value in a memory of an authorization SIM card, in response to the balance updating information;

updating the balance value in response to charging information; and

transmitting a near field communication confirmation transmission to an external system.

12. The method according to claim 11, wherein the transmitting of the near field communication confirmation transmission to the external system is preceded by transmitting user credentials to the external system in response to a charging authority identification protocol.

13. The method according to claim 12, wherein transmitting of the user credential to the external system is responsive to a near field communication based charging authority identification protocol.

14. The method according to claim 11, further comprising receiving a service query that comprises the charging information.

15. The method according to claim 11, further comprising determining transaction feasibleness in response to the charging information and to the balance value.

16. The method according to claim 11, further comprising storing, in the memory of the authorization SIM card, transaction related information.

17. The method according to claim 11, further comprising providing second identification information to a second charging authority server;

receiving second balance updating information from the second charging authority server;

updating a second balance value in the memory of the authorization SIM card, in response to the second balance updating information;

updating the second balance value in response to second charging information; and

transmitting a second near field communication confirmation transmission to a second external system.

18. The method according to claim 11, further comprising authorizing a non-charge related service.

19. The method according to claim 11, further comprising authorizing a previously charged service.

20. The method according to claim 11, wherein the providing of the identification information comprises providing the identification information to a credit card company server.