TRANSACTIONAL ADVERTISING

• US 20090292599A1
• Filed: 04/27/2009
• Published: 11/26/2009
• Est. Priority Date: 07/28/2006
• Status: Abandoned Application

• Current Assignee: TrialPay Incorporated (Visa, Inc.)
• Original Assignee: TrialPay Incorporated (Visa, Inc.)
• Inventors: Rampell, Alastair, Campbell, Alexander E., Yu, Kenneth K., Angelos, Terry
• Application Number:
  US12/430,656
• Publication Number:
  US 20090292599A1
• Time in Patent Office: Days
• US Class Current: 705/14.13
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0211 Determining the effectiveness of discounts or incentives
• CPC Class Codes: G06Q 30/0222 During e-commerce, i.e. online transactions
• CPC Class Codes: G06Q 30/0275 Auctions
• CPC Class Codes: G06Q 30/08 Auctions

Abstract

A method of transactional advertising includes providing a transactional advertising platform for presenting offers to a user who is committed to complete an electronic transaction; selecting an offer to present based on at least two of the following associated with the transaction: a transaction amount, a payment type, a shipment address, and a shopping cart contents; and presenting the offer to the user based on a user level of commitment to complete the electronic transaction and based on the status of the transaction. The user level of commitment includes one of an indication of non-payment, an indication of payment, and an indication of indecision to pay. The transaction status includes one of needs incentive to transact, method of payment provided, payment approved, and payment complete.

Claims

1. A method of transactional advertising, comprising:

providing a transaction offer platform for presenting offers to a user committed to complete an electronic transaction in which the user is currently engaged;

accessing a database of offer templates;

electronically calculating an anticipated payout amount for user acceptance of at least one of the offers in the database;

customizing at least one of the offer templates based on the anticipated payout to provide a transaction offer; and

presenting the transaction offer to the user in the electronic transaction.

2. The method of claim 1 wherein an advertiser is associated with each offer template in the database of offer templates.

3. The method of claim 1 wherein customizing the at least one offer template includes adjusting a redemption value.

4. The method of claim 1 wherein customizing the at least one offer template includes adjusting a redemption validity time frame.

5. The method of claim 1 wherein a portion of the offer templates includes a plurality of offers with adjustable redemption values that can be adjusted within a range of values.

6. The method of claim 5 wherein customizing the at least one offer template includes selecting a redemption value within the range of values based on an aspect of the transaction.

7. The method of claim 6 wherein the aspect of the transaction is the purchase amount of the transaction.

8. The method of claim 6 wherein the aspect of the transaction is an aspect of an advertiser transaction offer program that is associated with the offer template.

9. A transactional advertising facility for handling bids from advertisers to provide offers to users, comprising:

an offer search facility for identifying candidate offers based on transactional advertising information;

an offer bidding facility for suggesting a bid amount to an advertiser associated with one or more of the candidate offers based on the transactional advertising information and information associated with the advertiser;

the offer bidding facility for receiving bids from a plurality of advertisers for offer placement in an electronic transaction;

an offer selection facility for selecting one or more offers to present to the user in the electronic transaction based on results of analyzing the matched offers, suggested bid amount, and received bids; and

an offer presentation facility for presenting the one or more selected offers in the electronic transaction.

10. The transactional advertising facility of claim 9 wherein information associated with the transaction includes a transaction amount, a payment type, a shipment address, a shopping cart contents, a user level of commitment, and transaction status.

11. The transactional advertising facility of claim 10 wherein the user level of commitment includes one of an indication of non-payment, an indication of payment commitment, an indication of payment authorization, and an indication of indecision to pay.

12. The transactional advertising facility of claim 11 wherein the transaction status includes one of needs incentive to transact, method of payment provided, payment approved, and payment complete.

13-25. -25. (canceled)

26. A system for transactional advertising, comprising:

a transaction offer platform for presenting offers to a user committed to complete an electronic transaction in which the user is currently engaged;

an accessing facility for accessing a database of offer templates;

a electronically calculating facility for calculating an anticipated payout amount for user acceptance of at least one of the offers in the database;

a customization facility for customizing at least one of the offer templates based on the anticipated payout to provide a transaction offer; and

a presentation facility for presenting the transaction offer to the user in the electronic transaction.

27. The transactional advertising of claim 26, wherein the offer is a discount coupon.

28. The transactional advertising of claim 26, wherein the offer is an e-check.

29. The transactional advertising of claim 26, wherein the offer is an electronic certificate.

30. The transactional advertising of claim 26, wherein the offer is a mailer.

31. The transactional advertising of claim 26, wherein the anticipated payout amount is the total amount received after completing the transaction.

32-38. -38. (canceled)