SYSTEM AND METHOD OF MANAGING AN INSURANCE SCHEME
First Claim
1. A system for managing an insurance scheme, the system including:
- a benefit module to define at least one insured event for an insured person and to define at least one benefit to be paid out on the occurrence of one of the insured events;
a monitoring module to monitor the compliance of the insured person with a wellness programme;
a calculation module to alter the at least one benefit based on the degree of participation of the insured person with the wellness programme; and
an awards module to, on the occurrence of the at least one insured event, provide the at least one altered benefit to the insured person.
3 Assignments
0 Petitions
Accused Products
Abstract
A system for managing an insurance scheme, the system including a benefit module to define at least one insured event for an insured person and to define at least one benefit to be paid out on the occurrence of one of the insured events. A monitoring module monitors the compliance of the insured person with a wellness programme. A calculation module alters the at least one benefit based on the degree of participation of the insured person with the wellness programme and an awards module, on the occurrence of the at least one insured event, provides the at least one altered benefit to the insured person.
128 Citations
8 Claims
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1. A system for managing an insurance scheme, the system including:
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a benefit module to define at least one insured event for an insured person and to define at least one benefit to be paid out on the occurrence of one of the insured events; a monitoring module to monitor the compliance of the insured person with a wellness programme; a calculation module to alter the at least one benefit based on the degree of participation of the insured person with the wellness programme; and an awards module to, on the occurrence of the at least one insured event, provide the at least one altered benefit to the insured person. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. Apparatus for managing an insurance scheme, the apparatus including:
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means for defining at least one insured event for an insured person and for defining at least one benefit to be paid out on the occurrence of one of the insured events; means for monitoring the compliance of the insured person with a wellness programme; means for altering the at least one benefit based on the degree of participation of the insured person with the wellness programme; and means for, on the occurrence of the at least one insured event, provide the at least one altered benefit to the insured person.
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Specification