SYSTEMS AND METHODS FOR SORTING ALERT AND OFFER MESSAGES ON A MOBILE DEVICE

• US 20100075638A1
• Filed: 09/23/2009
• Published: 03/25/2010
• Est. Priority Date: 09/25/2008
• Status: Active Grant

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Stan, Patrick, Bebenita, Dan, Carlson, Mark, Keshan, Surendra
• Granted Patent: US 8,396,455 B2
• Time in Patent Office: Days
• US Class Current: 455/412.100
• CPC Class Codes: G06Q 20/3227 using secure elements embedded in M-devices
• CPC Class Codes: H04L 12/1895 for short real-time information, e.g. alarms, notifications, alerts, updates
• CPC Class Codes: H04L 51/214 using selective forwarding
• CPC Class Codes: H04L 51/58 Message adaptation for wireless communication
• CPC Class Codes: H04M 1/72436 for text messaging, e.g. short messaging services [SMS] or e-mails
• CPC Class Codes: H04M 15/844 Message, e.g. SMS
• CPC Class Codes: H04W 4/12 Messaging; Mailboxes; Announcements

Abstract

A method and system for sorting alert and offer messages on a mobile device. One embodiment of the invention is directed to a method including receiving alert messages at a mobile device where each alert message contains transaction data associated with a transaction conducted with a merchant. Upon receiving the alert messages, the mobile device receives alert message sorting criteria from a user associated with the mobile device, sorts the alert messages according to the received offer sorting criteria, and displays the sorted alert messages.

Claims

1. A mobile device comprising:

a processor;

a display coupled to the processor; and

a computer readable medium coupled to the processor, wherein the processor is configured to execute a set of instructions stored on the storage medium to enable the processor to implement a method comprising;

receiving alert messages wherein each alert message contains transaction data associated with a transaction conducted with a merchant;

receiving alert message sorting criteria from a user associated with the mobile device;

sorting the alert messages according to the received alert sorting criteria; and

displaying the sorted alert messages using the display.

2. The mobile device of claim 1, wherein the transaction data comprises one or more of:

a transaction amount, a transaction type, a transaction date, a location, a city, a state, a currency code, a merchant, an issuer, and a type of card.

3. The mobile device of claim 1, wherein the alert message sorting criteria comprises one or more of:

a transaction amount, an issuer, a type of card, and a date the alert messages were received.

4. The mobile device of claim 1, wherein the method further comprises:

receiving offer messages wherein each offer message contains offer data;

receiving offer sorting criteria from a user associated with the mobile device;

sorting the offer messages according to the received offer sorting criteria; and

displaying the sorted offer messages.

5. The mobile device of claim 4, wherein the offer sorting criteria comprises one or more of:

a date the offer messages were received, a date the offer messages expire, the merchant, the offer messages which are still active, the offer messages which have expired, and the offer messages which have been redeemed.

6. The mobile device of claim 1, wherein the mobile device is a mobile phone.

7. A method comprising:

receiving alert messages at a mobile device wherein each alert message contains transaction data associated with a transaction conducted with a merchant;

receiving alert message sorting criteria from a user associated with the mobile device;

sorting the alert messages according to the received alert sorting criteria; and

displaying the sorted alert messages.

8. The method of claim 7, wherein the transaction data comprises one or more of:

a transaction amount, a transaction type, a transaction date, a location, a city, a state, a currency code, a merchant, an issuer, and a type of card.

9. The method of claim 7, wherein the alert message sorting criteria comprises one or more of:

a transaction amount, an issuer, a type of card, and a date the alert messages were received.

10. The method of claim 7, wherein the method further comprises:

receiving offer messages wherein each offer message contains offer data;

receiving offer sorting criteria from a user associated with the mobile device;

sorting the offer messages according to the received offer sorting criteria; and

displaying the sorted offer messages.

11. The method of claim 10 further comprising:

providing offer filter criteria to an offer module on a server computer, wherein the offer module selects the offer messages and thereafter sends the offer messages to the mobile device.

12. The method of claim 10, wherein the offer sorting criteria comprises one or more of:

a date the offer messages were received, a date the offer messages expire, the merchant, the offer messages which are still active, the offer messages which have expired, and the offer messages which have been redeemed.

13. The method of claim 7, wherein the mobile device is a mobile phone.

14. The method of claim 13 wherein the mobile phone comprises a processor, a computer readable medium operatively coupled to the processor, a contactless element configured to transmit to and receive data from an access device using near field communications operatively coupled to the processor, and an antenna operatively coupled to the processor.

15. The method of claim 7 wherein the alert messages are in the form of SMS messages.

16. The method of claim 7 further comprising:

receiving a selection of an action to be performed on the alert message.

17. The method of claim 16 wherein the action comprises disabling a payment card.