SOCIAL NETWORK INTERFACE
First Claim
1. A system for providing insurance quotes to a client of a social network web site hosted on a social network server and having an associated social network database, the system being in communication with the social network server, the system comprising:
- at least one insurance database for storing a plurality of personas, a plurality of insurance coverage options associated with each persona, and a price quote associated with each insurance coverage option; and
an insurance server adapted to execute at least one of a coverage calculator application and a platform application, the platform application communicating with the client through the social network web site and accessing user content associated with the client in the social network database, the platform application generating inferred characteristics associated with the client based on the user content, the coverage calculator application selecting a persona and one of the plurality of corresponding insurance coverage options based on the inferred characteristics, and the platform application transmitting to the client the selected insurance coverage option and the associated price quote.
1 Assignment
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Accused Products
Abstract
A system and method for providing online insurance quotes to a client on a social network web site includes an insurance server adapted to execute a coverage calculator application and an insurance database in communication with the insurance server for storing a plurality of personas, a plurality of insurance coverage options associated with each persona, and a price quote associated with each insurance coverage option. The system is in communication with a platform application on the social network web site. The platform application is in communication with a social network database for storing user content of the social network client. In one embodiment, the platform application uses an inference engine to query the user content of the social network client and return a set of inferred characteristics. The coverage calculator application selects a persona in response to the set of inferred characteristics and selects one of the insurance coverage options in response to the selected persona.
360 Citations
24 Claims
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1. A system for providing insurance quotes to a client of a social network web site hosted on a social network server and having an associated social network database, the system being in communication with the social network server, the system comprising:
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at least one insurance database for storing a plurality of personas, a plurality of insurance coverage options associated with each persona, and a price quote associated with each insurance coverage option; and an insurance server adapted to execute at least one of a coverage calculator application and a platform application, the platform application communicating with the client through the social network web site and accessing user content associated with the client in the social network database, the platform application generating inferred characteristics associated with the client based on the user content, the coverage calculator application selecting a persona and one of the plurality of corresponding insurance coverage options based on the inferred characteristics, and the platform application transmitting to the client the selected insurance coverage option and the associated price quote. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9)
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10. An online insurance quoting system for communicating with a client of a social network web site, the system comprising:
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at least one insurance database for storing a plurality of personas, a plurality of insurance coverage options associated with each persona, and a price quote associated with each insurance coverage option; and a server adapted to execute a platform application, including a user content inference engine for searching the social network web site to obtain user content associated with the client and for generating inferred characteristics based on the user content, the server further adapted to communicate with the client through the platform application, to match one of the personas to the inferred characteristics, to retrieve the plurality of insurance coverage options corresponding to the matched persona, to recommend an insurance coverage option from the retrieved plurality of insurance coverage options, and to display the recommended insurance coverage option and an associated price quote to the client. - View Dependent Claims (11, 12, 13, 14, 15)
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16. A computerized method for providing insurance quotes to a client of a social network web site, the method including the steps of:
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storing, in an insurance database, a plurality of personas, a plurality of insurance coverage options associated with each persona, and a price quote associated with each insurance coverage option; accessing a social network database in communication with the social network web site; retrieving from the social network database user content specific to the client; selecting one of the personas based on the user content; recommending one of the plurality of insurance coverage options corresponding to the matched persona; and transmitting the recommended insurance coverage option and an associated price quote to the social network web site. - View Dependent Claims (17, 18, 19, 20, 21, 22, 23, 24)
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Specification