PROPERTY RECORD DOCUMENT DATA VERIFICATION SYSTEMS AND METHODS

• US 20100135579A1
• Filed: 02/08/2010
• Published: 06/03/2010
• Est. Priority Date: 03/17/2006
• Status: Active Grant

• Current Assignee: The First American Corporation (CoreLogic Incorporated)
• Original Assignee: The First American Corporation (CoreLogic Incorporated)
• Inventors: Branham, Dennis Lee, Seely, Jon Scott, Newcomer, Daniel A., Kosan, Paul
• Granted Patent: US 8,401,301 B2
• Time in Patent Office: Days
• US Class Current: 382/190
• CPC Class Codes: G06F 16/23 Updating
• CPC Class Codes: G06F 16/5866 using information manually generated, e.g. tags, keywords, comments, manually generated location and time information
• CPC Class Codes: G06F 16/93 Document management systems
• CPC Class Codes: G06V 30/416 Extracting the logical structure, e.g. chapters, sections or page numbers; Identifying elements of the document, e.g. authors
• CPC Class Codes: G06V 30/418 Document matching, e.g. of document images

Abstract

A data verification system is configured to verify machine-recognized data elements acquired during a machine-implemented data acquisition process. The system includes a data verification workstation, a image server, and a data entry server. The data verification workstation is configured to obtain document images from the image server, present portions of document images to an operator, wherein the document images include text, and receive input from the operator based on the text. The input includes data elements. The data verification workstation is also configured to acquire machine-recognized data elements from the data entry server. The machine-recognized data elements were acquired from the document image during a machine-implemented data acquisition process based on the text. The data verification workstation is also configured to compare the data elements received from the operator to the machine-recognized data elements and selectively prompt the operator to re-input the data elements based on the comparison.

Claims

1. A machine-readable medium having sets of instructions stored thereon which, when executed by a machine, cause the machine to:

receive portions of a document image in an electronic form, wherein the document image includes text and fields;

determine, based on the text and the fields of the document image, a document type associated with the document image;

identify a set of rules associated with the determined document type, wherein the set of rules includes text and field requirements;

based on the text and fields of the document image, identify document images stored at a validation server which are associated with the document image, wherein the document images include text and fields; and

based on the identified set of rules, compare the text and fields of the document image with the text and fields of the identified document images to determine if the document image is valid according to the set of rules.

2. The system of claim 1, wherein the receiving of the portions of the document image includes selecting a portion based on stored coordinates acquired during a machine-implemented data acquisition process.

3. The system of claim 1, wherein the sets of instructions, when further executed by the machine, cause the machine to selectively present machine-recognized data elements.

4. The system of claim 3, wherein the selectively presenting of the machine-recognized data elements includes selectively presenting the machine-recognized data elements based on a match measure determined during the machine-implemented data acquisition process.

5. The system of claim 1, wherein the receiving of the portions of the document image includes color-coding the portions of the document image based on a match measure acquired during a machine-implemented data acquisition process.

6. The system of claim 1, wherein the document comprises a selection from a group of documents consisting of:

a warranty deed;

a quit claim deed;

a mortgage; and

a release.

7. The system of claim 1, wherein the document comprises data elements, and the data elements comprise selections from a group of data elements consisting of:

grantor name;

grantee name;

legal description; and

property address.

8. A data verification system configured to verify machine-recognized data elements acquired during a machine-implemented data acquisition process, the system comprising:

a data verification workstation;

an image server; and

a data entry server;

wherein the data verification workstation is configured to;

obtain a document image in an electronic form from the image server, wherein the document image includes text and fields;

determine, based on the text and the fields of the document image, a document type associated with the document image;

identify a set of rules associated with the determined document type, wherein the set of rules includes text and field requirements;

based on the text and fields of the document image, identify document images stored at a validation server which are associated with the document image, wherein the document images include text and fields;

based on the identified set of rules, compare the text and fields of the document image with the text and fields of the identified document images to determine if the document image is valid according to the set of rules.

9. The data verification system of claim 15, wherein the data verification workstation is further configured to select a portion of the document image to present based on stored coordinates acquired during a machine-implemented data acquisition process.

10. The data verification system of claim 15, wherein the data verification workstation is further configured to selectively present machine-recognized data elements.

11. The data verification system of claim 17, wherein the data verification workstation is further configured to selectively present machine-recognized data elements based on a match measure determined during a machine-implemented data acquisition process.

12. The data verification system of claim 15, wherein the document comprises a selection from a group of documents consisting of:

a warranty deed;

a quit claim deed;

a mortgage; and

a release.

13. The data verification system of claim 15, wherein the document comprises data elements and the data elements comprise selections from a group of data elements consisting of:

grantor name;

grantee name;

legal description; and

property address.

14. A machine-readable medium for verifying chain-of-title in real estate documents having sets of instructions stored thereon which, when executed by a machine, cause the machine to:

receive a current title document image for real property in an electronic form, wherein the current title document image includes at least a grantor field;

automatically determine a grantor of the real property from the grantor field of the current title document image;

search one or more real property title databases for a title document image preceding the current title document image in the chain of title for the real property, wherein the preceding title document image includes at least a grantee field;

determine a grantee in the preceding title document image from the grantee field;

compare the grantor and the grantee to determine if the grantor and the grantee are substantially similar; and

in response to the grantor and the grantee being substantially similar, certify that the real property has a valid chain of title.