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SYSTEMS, METHODS AND APPARATUS FOR FACILITATING TRANSACTIONS USING A MOBILE DEVICE

  • US 20100223145A1
  • Filed: 03/02/2009
  • Published: 09/02/2010
  • Est. Priority Date: 03/02/2009
  • Status: Active Grant
First Claim
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1. A method for requesting the completion of a payment transaction by a mobile device, the method comprising:

  • receiving, at a mobile device from a point of sale device, information associated with a proposed transaction; and

    communicating, from the mobile device to a transaction processor, a request to approve the proposed transaction, the request comprising at least a portion of the received information and an identifier associated with the mobile device,wherein the transaction processor determines whether to approve the proposed transaction and communicates an approval or decline message to the point of sale device.

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