Methods and Computer-Readable Media for Enabling Secure Online Transactions With Simplified User Experience
First Claim
1. A method, comprising:
- determining a logical identifier used for communication over a network portion managed by a service provider; and
transmitting to a computing apparatus adapted to effect online transactions involving a payer and a payee an indication of said service provider having agreed to act as the payer for at least one future online transaction requested by a requesting device that uses said logical identifier.
1 Assignment
0 Petitions
Accused Products
Abstract
A method, which comprises determining a logical identifier used for communication over a network portion managed by a service provider and transmitting to a computing apparatus adapted to effect online transactions involving a payer and a payee an indication of the service provider having agreed to act as the payer for at least one online transaction requested by a requesting device that uses the logical identifier. Also, a method, which comprises determining a logical identifier used to identify a device during a request for an online transaction; identifying, based on the logical identifier, a third party that has agreed to act as a payer for the online transaction; providing a user of the device with an opportunity to confirm the third party as the payer for the online transaction; and completing the online transaction based on input from the user.
112 Citations
84 Claims
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1. A method, comprising:
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determining a logical identifier used for communication over a network portion managed by a service provider; and transmitting to a computing apparatus adapted to effect online transactions involving a payer and a payee an indication of said service provider having agreed to act as the payer for at least one future online transaction requested by a requesting device that uses said logical identifier. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27)
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13. (canceled)
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14. (canceled)
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15. (canceled)
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28. A network entity, comprising:
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an interface configured to communicate over a network portion managed by a service provider; and a processing unit configured to determine a logical identifier used for communication over said network portion and to transmit to a computing apparatus adapted to effect online transactions involving a payer and a payee an indication of said service provider having agreed to act as the payer for at least one future online transaction requested by a requesting device that uses said logical identifier.
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29. A computer-readable medium comprising computer-readable program code which, when interpreted by a network entity, causes the network entity to execute a method, the computer-readable program code comprising:
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first computer-readable program code for causing the network entity to determine a logical identifier used for communication over a network portion managed by a service provider; and second computer-readable program code for causing the network entity to transmit to a computing apparatus adapted to effect online transactions involving a payer and a payee an indication of said service provider having agreed to act as the payer for at least one future online transaction requested by a requesting device that uses said logical identifier.
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30. A network entity, comprising:
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means for determining a logical identifier used for communication over a network portion managed by a service provider; means for transmitting to a computing apparatus adapted to effect online transactions involving a payer and a payee an indication of said service provider having agreed to act as the payer for at least one future online transaction requested by a requesting device that uses said logical identifier.
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31. A method, comprising:
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obtaining an indication that a third party has agreed to act as a payer for at least one future online transaction requested by a requesting device that uses a particular logical identifier; when a specific future online transaction is requested by a requesting device that uses the particular logical identifier, completing said transaction by requesting payment from the third party. - View Dependent Claims (32, 33, 34, 35, 36, 37, 38, 39, 40, 41, 42, 43, 44, 45, 46, 47, 48, 53, 54, 55, 56, 57)
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49. A network entity, comprising:
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an interface configured to communicate with devices requesting online transactions; and a processing unit configured to; obtain an indication that a third party has agreed to act as a payer for at least one future online transaction requested by a requesting device that uses a particular logical identifier; complete said transaction by requesting payment from the third party when a specific future online transaction is requested by a requesting device that uses the particular logical identifier.
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50. A computer-readable medium comprising computer-readable program code which, when interpreted by a network entity, causes the network entity to execute a method, the computer-readable program code comprising:
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first computer-readable program code for causing the network entity to obtain an indication that a third party has agreed to act as a payer for at least one future online transaction requested by a requesting device that uses a particular logical identifier; second computer-readable program code for causing the network entity to complete said transaction by requesting payment from the third party when a specific future online transaction is requested by a requesting device that uses the particular logical identifier.
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51. A network entity, comprising:
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means for obtaining an indication that a third party has agreed to act as a payer for at least one future online transaction requested by a requesting device that uses a particular logical identifier; means for completing said transaction by requesting payment from the third party when a specific future online transaction is requested by a requesting device that uses the particular logical identifier.
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52. (canceled)
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58. A method, comprising:
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receiving from a party a message conveying a particular logical identifier used by a particular device in requesting an online transaction; consulting a data structure based on the particular logical identifier to obtain information regarding a service provider having agreed to act as a payer for an online transaction requested by a device that uses the particular logical identifier; providing a message to the party, said message conveying said information regarding the service provider. - View Dependent Claims (59, 60, 61, 62, 63, 64, 65, 66, 67, 68, 69, 70)
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71. A method, comprising:
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monitoring data exchanged between a requesting device and a computing apparatus adapted to carry out online transactions involving a payer and a payee; and based on a result of said monitoring, transmitting to the computing apparatus an indication that a service provider which manages a network portion used by the requesting device to exchange said data has agreed to act as the payer for at least one online transaction requested by the requesting device. - View Dependent Claims (72, 73, 74, 75, 76, 77, 78, 79, 80, 81, 82)
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83. A network entity, comprising:
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an interface configured to communicate over a network portion managed by a service provider; and a processing unit configured to monitor data exchanged over the network portion between a requesting device and a computing apparatus adapted to carry out online transactions involving a payer and a payee and, based on a result of the monitoring, to transmit to the computing apparatus an indication that the service provider has agreed to act as the payer for at least one online transaction requested by the requesting device.
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84. A computer-readable medium comprising computer-readable program code which, when interpreted by a network entity, causes the network entity to execute a method, the computer-readable program code comprising:
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first computer-readable program code for causing the network entity to monitor data exchanged between a requesting device and a computing apparatus adapted to carry out online transactions involving a payer and a payee; and second computer-readable program code for causing the network entity to transmit to the computing apparatus, based on a result of the monitoring, an indication that a service provider which manages a network portion used by the requesting device to exchange said data has agreed to act as the payer for at least one online transaction requested by the requesting device.
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Specification