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SYSTEMS AND METHODS FOR VERIFYING AND RATING MORTGAGE FINANCIAL COMPANIES

  • US 20100268660A1
  • Filed: 04/15/2010
  • Published: 10/21/2010
  • Est. Priority Date: 04/15/2009
  • Status: Abandoned Application
First Claim
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1. A method for determining the lender score, the method comprising:

  • a) receiving a user request for a rating for a lender, wherein the request is received at a server from a user device over a network;

    b) automatically retrieving recent loans funded based on the received request, wherein the recent loans the lender funded are stored in a database in communication with the server;

    c) automatically determining a value for the lender based on the retrieved recent loans funded information;

    d) automatically determining a points value based on a predefined points chart and the determined value;

    e) automatically determining if the lender is a funding source lender based on information stored in the database;

    f) automatically adding a point to the points value if the lender is a funding source lender;

    g) automatically determining if the lender funded at least one loan in at least one previously defined period based on information stored in the database;

    h) automatically adding a point to the points value if the lender funded at least one loan in at least one previously defined period;

    i) automatically generating a rating base on the points value; and

    j) automatically outputting the generated rating in a graphical user interface accessible by the user device over the network.

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