Systems and methods for electronic transaction management

• US 20110099073A1
• Filed: 10/27/2009
• Published: 04/28/2011
• Est. Priority Date: 10/27/2009
• Status: Abandoned Application

• Current Assignee: Tamer Yigit
• Original Assignee: Tamer Yigit
• Inventors: Yigit, Tamer
• Application Number:
  US12/606,208
• Publication Number:
  US 20110099073A1
• Time in Patent Office: Days
• US Class Current: 705/14.66
• CPC Class Codes: G06F 16/24575 using context
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0269 based on user profile or attribute
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions
• CPC Class Codes: G06Q 40/12 Accounting

Abstract

Described herein are systems and methods for managing transaction records. In overview, consumers are issued respective tokens, which are presented to a supplier at the time an item is purchased. Rather than, or in addition to, issuing a paper receipt, the point of sale (POS) equipment scans the card and extracts an identifier. The point of sale equipment then formats an electronic receipt and sends the receipt to a predetermined location based on the extracted identifier.

Claims

1. A method for providing data to a consumer, the method including:

a. receiving data indicative of a transaction between a consumer and a retailer, wherein the data includes a consumer identifier indicative of the consumer, data for defining an electronic receipt in respect of the transaction, and data indicative of one or more characteristics of the transaction;

b. defining an electronic receipt for the transaction;

c. associating the electronic receipt with the consumer identifier in a database;

d. based on the data indicative of one or more characteristics of the transaction, updating profiling information associated with the consumer identifier in a database;

e. providing a web-based interface for allowing the consumer to access one or more electronic receipts associated with the consumer identifier for that consumer;

f. providing, via the web-based interface, data indicative of the one or more electronic receipts associated with the consumer identifier for that consumer; and

g. providing, via the web-based interface, in association with the data indicative of the one or more electronic receipts, data indicative of one or more advertisements, wherein the one or more advertisements are selected from a repository of potential advertisements on the basis of the profiling information associated with the consumer identifier.

2. A method for managing transaction records, the method including the steps of:

a. generating data indicative of a transaction record of a transaction between a supplier and a consumer;

b. defining, on the basis of the data indicative of a transaction record, an electronic receipt;

c. extracting data indicative of an identifier carried by a token, the identifier corresponding to a predetermined location that is configured to accept electronic receipts for the consumer; and

d. sending the electronic receipt to the predetermined location.

3. A method according to claim 2 further including the steps of delivering to the consumer directed marketing information responsive to the data indicative of the transaction record.

4. A method according to claim 2 further including the steps of:

a. receiving the electronic receipt at the predetermined location;

b. storing the electronic receipt; and

c. selectively retrieving the stored electronic receipt by the consumer.

5. A method according to claim 2 wherein the data indicative of a transaction record is generated at the point of sale when the consumer purchases an item from the supplier.

6. A method according to claim 5 wherein the electronic receipt is the consumer'"'"'s proof of purchase of the item.

7. A method according to claim 2 wherein the identifier includes the consumer'"'"'s contact information.

8. A method according to claim 7 wherein the contact information includes one or more of:

an email address, a telephone number, a physical address or an electronic database.

9. A method according to claim 6 wherein the electronic database is accessible remotely using an online interface.

10. A method according to claim 8 wherein the electronic receipt is formatted in dependence upon the identifier information and includes one more of following formats:

an email, an SMS message, a printout of the electronic receipt or a database record.

11. A method according to claim 2 wherein the token includes a memory and the predetermined location includes that memory.

12. A method according to claim 2 wherein the step of extracting data indicative of an identifier is performed by point of sales equipment located at a site of the supplier.

13. A method according to claim 2 wherein the electronic receipts are assigned a category and are respectively stored in accordance with the assigned category.

14. A method of managing transaction records, including the steps of:

a. providing a token for carrying data indicative of an identifier;

the identifier corresponding to a predetermined location that is configured to accept electronic receipts for the consumer;

b. generating an electronic receipt on the basis of a transaction record of a transaction between a supplier and a consumer;

c. extracting the identifier from the token;

d. formatting the electronic receipt based on the identifier;

e. forwarding the electronic receipt to the predetermined location;

f. receiving and storing the electronic receipt at the predetermined location.