Systems and Methods to Authenticate Users
First Claim
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1. A computer-implemented method, comprising:
- receiving, at a computer, a request from a host to authenticate a user to sign in an account on the host;
communicating, by the computer, with a mobile phone of the user at a phone number specified by the user to confirm an identity of the user; and
if the identity of the user is confirmed via the communicating with the mobile phone, providing, by the computer, information to the host to allow the user to sign in the account.
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Abstract
Systems and methods are provided to facilitate online transactions via mobile communications. In one aspect, a system includes a data storage facility to store account information with a phone number of the user and an interchange coupled with the data storage facility. The interchange includes a common format processor and a plurality of converters to interface with a plurality of different controllers of mobile communications. The converters are configured to communicate with the controllers in different formats; and the converters are configured to communicate with the common format processor in a common format to facilitate authentication of the user to sign in the account.
151 Citations
20 Claims
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1. A computer-implemented method, comprising:
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receiving, at a computer, a request from a host to authenticate a user to sign in an account on the host; communicating, by the computer, with a mobile phone of the user at a phone number specified by the user to confirm an identity of the user; and if the identity of the user is confirmed via the communicating with the mobile phone, providing, by the computer, information to the host to allow the user to sign in the account. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18)
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19. A computer-readable storage media storing instructions, the instructions causing a computer to perform a method, the method comprising:
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receiving, at the computer, a request from a host to authenticate a user to sign in an account on the host; communicating, by the computer, with a mobile phone of the user at a phone number specified by the user to confirm an identity of the user; and if the identity of the user is confirmed via the communicating with the mobile phone, providing, by the computer, information to the host to allow the user to sign in the account.
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20. A system, comprising:
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a data storage facility to store account information with a mobile phone number of a user; and an interchange coupled with the data storage facility, the interchange including a common format processor and a plurality of converters to interface with a plurality of controllers, the converters configured to communicate with the controllers in different formats, the converters to communicate with the common format processor in a common format, the common format processor to receive a request from a host to authenticate the user to sign in an account on the host, the common format processor to instruct a first controller of the controllers, via a first converter of the converters, to communicate with a mobile phone of the user at the mobile phone number to confirm an identity of the user, and if the identity of the user is confirmed via communicating with the mobile phone, the common format processor to provide the host with the account information to allow the user to sign in the account.
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Specification