METHOD AND SYSTEM FOR PROVIDING REWARDS TO A PORTABLE COMPUTING DEVICE AT THE POINT OF SALE
First Claim
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1. A method of providing rewards to a user comprising:
- a. storing a user profile in memory of a computing device, the user profile comprising profile data comprising prior purchase history by the user comprising details of a plurality of transactions that have been previously executed by the user;
b. analyzing the profile data in accordance with a scoring algorithm to provide a score that is indicative of the relative value of the user; and
c. providing the user with a reward in accordance with the user'"'"'s score as indicated by the scoring algorithm.
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Abstract
Providing rewards to a user by storing a user profile in memory of a computing device, the user profile including profile data including prior purchase history by the user including details of a plurality of transactions that have been previously executed by the user. The profile data is analyzed in accordance with a scoring algorithm to provide a score that is indicative of the relative value of the user, and the user is provided with a reward in accordance with the user'"'"'s score as indicated by the scoring algorithm. The reward provided to the user may be a coupon, a rebate, a discount or reward points.
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Citations
30 Claims
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1. A method of providing rewards to a user comprising:
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a. storing a user profile in memory of a computing device, the user profile comprising profile data comprising prior purchase history by the user comprising details of a plurality of transactions that have been previously executed by the user; b. analyzing the profile data in accordance with a scoring algorithm to provide a score that is indicative of the relative value of the user; and c. providing the user with a reward in accordance with the user'"'"'s score as indicated by the scoring algorithm. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A method of providing rewards to a user comprising:
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a. storing a user profile in memory of a portable computing device, the user profile comprising profile data comprising prior purchase history by the user comprising details of a plurality of transactions that have been previously executed by the user; b. a merchant POS terminal interacting with the portable computing device by; (i) reading the profile data from the portable computing device; (ii) analyzing the profile data in accordance with a scoring algorithm to provide a score that is indicative of the relative value of the user; and (iii) providing the user with a reward in accordance with the user'"'"'s score as indicated by the scoring algorithm by uploading the reward into the memory of portable computing device. - View Dependent Claims (12, 13, 14, 15, 16, 17)
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18. A method of providing rewards to a user comprising:
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a. a user presenting a portable computing device to a merchant POS terminal during execution of a purchase transaction; b. the merchant POS terminal accessing a memory on the portable computing device; and c. the merchant POS terminal uploading into the memory of the portable computing device a reward based on the purchase transaction. - View Dependent Claims (19, 20, 21, 22, 23)
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24. A reward system comprising:
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a. a computing device comprising memory, said memory storing a user profile comprising profile data comprising prior purchase history by the user comprising details of a plurality of transactions that have been previously executed by the user; b. a merchant POS terminal programmed to interact with the computing device to (i) analyze the profile data in accordance with a scoring algorithm to provide a score that is indicative of the relative value of the user; and (ii) provide the user with a reward in accordance with the user'"'"'s score as indicated by the scoring algorithm. - View Dependent Claims (25, 26, 27, 28, 29, 30)
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Specification