System and Method for Syndicated Transactions

• US 20110282711A1
• Filed: 07/21/2011
• Published: 11/17/2011
• Est. Priority Date: 04/25/2000
• Status: Active Grant

• Current Assignee: Yodlee Incorporated (Envestnet Incorporated)
• Original Assignee: Yodlee.com, Inc. (Envestnet Incorporated)
• Inventors: Rijsinghani, Vikas, Freishtat, Gregg
• Granted Patent: US 8,260,706 B2
• Time in Patent Office: Days
• US Class Current: 705/7.29
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 30/0201 Market modelling; Market analysis; Collecting market data
• CPC Class Codes: G06Q 30/06 Buying, selling or leasing transactions

Abstract

A Web server hosted by a first enterprise has a first mechanism receiving a request for information or services to be provided to an end user, and a second mechanism determining whether the request comes directly from the end user, or from a server hosted by a second enterprise. If the request is determined by the second mechanism to come from the server hosted by the second enterprise, any information or service provided to the end user by the first enterprise is identified as coming from the second enterprise.

Claims

1. A Web server hosted by a first enterprise, comprising:

a first mechanism receiving a request for information or services to be provided to an end user; and

a second mechanism determining whether the request comes directly from the end user, or from a server hosted by a second enterprise;

wherein, if the request is determined by the second mechanism to come from the server hosted by the second enterprise, any information or service provided to the end user by the first enterprise is identified as coming from the second enterprise.

2. The Web server of claim 1 further comprising a rules-based filter for interacting with requests from customers, rules in the filter specific to individual ones of second enterprises, wherein the information or services provided directly to the end user are filtered based on identity of the second enterprise.

3. The Web server of claim 1 further comprising a mechanism for providing personal information (PI) collection and aggregation services on behalf of the end users, and the information provided is at least partially derived from the aggregated PI.

6. The method of claim 1 further comprising a step for collecting and aggregating personal information on behalf of the end users, and the information provided is at least partially derived from the aggregated PI.

4. A method providing services to end users, comprising the steps of:

(a) receiving a request for information or services at a Web server;

(b) determining whether the request comes directly from the end user, or from a server hosted by a second enterprise; and

(c) if the request comes from the server hosted by the second enterprise, identifying any information or services provided to the end user as coming from the second enterprise.

5. The method of claim 4 further comprising a step for applying rules to a request from an end user, the rules specific to individual ones of a plurality of second enterprises.