SYSTEMS AND METHODS FOR MANAGING MULTIPLE ACCOUNTS ON A RF TRANSACTION DEVICE USING SECONDARY IDENTIFICATION INDICIA
First Claim
1. A method comprising:
- providing, by a computer based system for managing a plurality of data sets, information relating to a first data set and a second data set for selection, wherein the information includes the first data set and the second data set being associated with transaction categories; and
determining, by the computer based system, a selection of at least one of the first data set and the second data set based in part on a preference of data set use and a transaction category of a transaction request,wherein the first data set is owned by a first data set owner and the second data set is owned by a second data set owner, wherein the first data set owner is distinct from the second data set owner.
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0 Petitions
Accused Products
Abstract
Systems and methods are configured to manage data sets associated with a transaction device. For example, a method is provided for facilitating the management of distinct data sets on a transaction device that are provided by distinct data set owners, wherein the distinct data sets may include differing formats. The method includes the steps of: adding, by a read/write, a first data set to the financial transaction device, wherein the first data set is owned by a first owner; adding, by the read/write device, a second data set to the financial transaction device, wherein the second data set is owned by a second owner; and storing the first data set and the second data set on the financial transaction device in accordance with an owner defined format. The first and second data sets are associated with first and second owners, respectively, and are configured to be stored independent of each other. The transaction device user may be permitted to select at least one of the multiple data sets for transaction completion using a secondary identifier indicia. Where the user selects multiple accounts for transaction completion, the user may be permitted to allocate portions of a transaction to the selected transaction accounts. The transaction request may be processed in accordance with the user'"'"'s allocations.
52 Citations
20 Claims
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1. A method comprising:
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providing, by a computer based system for managing a plurality of data sets, information relating to a first data set and a second data set for selection, wherein the information includes the first data set and the second data set being associated with transaction categories; and determining, by the computer based system, a selection of at least one of the first data set and the second data set based in part on a preference of data set use and a transaction category of a transaction request, wherein the first data set is owned by a first data set owner and the second data set is owned by a second data set owner, wherein the first data set owner is distinct from the second data set owner. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19)
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20. An article of manufacture including a non-transitory, tangible computer readable medium having instructions stored thereon that, in response to execution by a computer-based system for managing a plurality of data sets, cause the computer-based system to perform operations comprising:
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providing, by the computer based system, information relating to a first data set and a second data set for selection, wherein the information includes the first data set and the second data set being associated with transaction categories; and determining, by the computer based system, a selection of at least one of the first data set and the second data set based in part on a preference of data set use and a transaction category of a transaction request, wherein the first data set is owned by a first data set owner and the second data set is owned by a second data set owner, wherein the first data set owner is distinct from the second data set owner.
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Specification