SYSTEM AND METHOD FOR RAPID EXCHANGE OF ACCIDENT SCENE DATA
First Claim
1. A vehicle accident recording system, comprising:
- at least one central server programmed with server software and communicatively coupled with a database containing at least one thousand pre-registered users;
a plurality of palm-sized client mobile devices, each programmed with client software which enables it to execute a step by step protocol for gathering and registering with the central server information about accident scenes; and
at least one insurance carrier server configured to be called upon by the central server and to communicate with the central server about identification information of vehicles and/or individuals involved in vehicle accidents, whereinsaid client software is configured to provide a user with a menu of steps to follow at the scene of a vehicle accident which include at least identifying the location of the accident scene and gathering identification information about a user'"'"'s vehicle in the accident, the user, and vehicle and/or driver information of at least one other vehicle involved in a given accident.
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Accused Products
Abstract
A system and method are disclosed for rapidly exchange accident related information. Data locator codes representing people and respective vehicles the people are insured to drive are generated and stored by central server. Software is installed on mobile devices that interface with the central server, and the software is configured with at least one of the data locator codes. A notification regarding an accident event involving two parties is received via the software. The central server receives accident information, which may include a data locator code the other driver, as well as images, voice messages or text information representing the accident. The central server uses the information to contact respective insurers of the parties, processes the data, and the parties can depart the scene without a need for police or other emergency care personnel.
56 Citations
22 Claims
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1. A vehicle accident recording system, comprising:
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at least one central server programmed with server software and communicatively coupled with a database containing at least one thousand pre-registered users; a plurality of palm-sized client mobile devices, each programmed with client software which enables it to execute a step by step protocol for gathering and registering with the central server information about accident scenes; and at least one insurance carrier server configured to be called upon by the central server and to communicate with the central server about identification information of vehicles and/or individuals involved in vehicle accidents, wherein said client software is configured to provide a user with a menu of steps to follow at the scene of a vehicle accident which include at least identifying the location of the accident scene and gathering identification information about a user'"'"'s vehicle in the accident, the user, and vehicle and/or driver information of at least one other vehicle involved in a given accident. - View Dependent Claims (2, 3, 4, 5)
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6. An accident reporting system, comprising:
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at least one processor operatively coupled to processor readable media; at least one communication device operatively coupled to the at least one processor for communicating over a network; at least one database stored on the processor readable media, the at least one database storing; a plurality of electronic data locator codes that respectively represent a plurality of parties and one or more vehicles that the parties are respectively authorized to drive; electronic advertisements associated with a plurality of advertisers; electronic insurer information representing a plurality of insurers, wherein at least one of the plurality of insurers insures at least one of the plurality of parties; wherein the processor readable media stores instructions for causing the at least one processor to; receive, from a computing device and via the at least one communication device, an electronic notification of an accident event involving two parties, wherein the electronic notification includes a first of the electronic data locator codes associated with a first party involved in the accident event; transmit to the computing device a prompt for information representing the accident event; receive, from the computing device and in response to the prompt, a second of the data locator codes associated with a second party involved in the accident event; and transmit, via the communication device, information representing the accident event to at least one computing device associated with at least one of the insurers that insures the first party and the second party. - View Dependent Claims (7, 8, 9, 10, 11, 12, 13, 14)
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15. A vehicle accident reporting system, comprising:
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at least one processor operatively coupled to processor readable media; at least one communication device operatively coupled to the at least one processor for communicating over a network; at least one database stored on the processor readable media, the at least one database storing; a plurality of electronic data locator codes that respectively represent a plurality of parties and one or more vehicles that the parties are respectively authorized to drive; electronic insurer information representing a plurality of insurers, wherein at least one of the plurality of insurers insures at least one of the plurality of parties; wherein the processor readable media stores instructions for causing the at least one processor to; receive, from a computing device and via the at least one communication device, an electronic notification of an accident event involving two parties, wherein the electronic notification includes a first of the electronic data locator codes associated with a first party involved in the accident event; transmit to the computing device a prompt for information representing the accident event; receive, from the computing device and in response to the prompt, information associated with a second party involved in the accident event; transmit, via the communication device, the information associated with the second party to at least one of the insurers; and receive, via the communication device and from at least one of the insurers, information associated with insurance for the second party.
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16. A method, the method comprising:
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providing at least one processor operatively coupled to processor readable media and that is operatively coupled to at least one communication device operatively for communicating over a network; storing, on the processor readable media, at least one database that includes; a plurality of electronic data locator codes that respectively represent a plurality of parties and one or more vehicles that the parties are respectively authorized to drive; electronic advertisements associated with a plurality of advertisers; electronic insurer information representing a plurality of insurers, wherein at least one of the plurality of insurers insures at least one of the plurality of parties; receiving, from a computing device and via the at least one communication device, an electronic notification of an accident event involving two parties, wherein the electronic notification includes a first of the electronic data locator codes associated with a first party involved in the accident event; transmitting, via the at least one communication device and to the computing device, a prompt for information representing the accident event; receiving, via the at least one communication device from the computing device and in response to the prompt, a second of the data locator codes associated with a second party involved in the accident event; and transmitting, via the communication device, information representing the accident event to at least one computing device associated with at least one of the insurers that insures the first party and the second party. - View Dependent Claims (17, 18, 19, 20, 21, 22)
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Specification