VISUAL ACCESS TOKEN

• US 20120132704A1
• Filed: 11/29/2010
• Published: 05/31/2012
• Est. Priority Date: 11/29/2010
• Status: Active Grant

• Current Assignee: NCR Voyix Corporation
• Original Assignee: NCR Corporation
• Inventors: Black, Jonathan S.
• Granted Patent: US 10,339,519 B2
• Time in Patent Office: Days
• US Class Current: 235/379
• CPC Class Codes: G06F 21/335 for accessing specific resources, e.g. using Kerberos tickets
• CPC Class Codes: G06F 21/6245 Protecting personal data, e.g. for financial or medical purposes
• CPC Class Codes: G06Q 20/3274 using a pictured code, e.g. barcode or QR-code, being displayed on the M-device

Abstract

A method of creating a visual access token is described. The method comprises: receiving an input referencing private information without revealing the private information; retrieving the referenced private information using the referencing input; encoding the retrieved private information as part of a visual image for use as a visual access token; and presenting the visual access token on a display of a portable communication device for machine reading.

Claims

1. A method of creating a visual access token, the method comprising:

receiving an input referencing private information without revealing the private information;

retrieving the referenced private information using the referencing input;

encoding the retrieved private information as part of a visual image for use as a visual access token; and

presenting the visual access token on a display of a portable communication device for machine reading.

2. A method according to claim 1, wherein receiving an input referencing private information without revealing the private information includes receiving a spoken input via a microphone associated with the portable communication device.

3. A method according to claim 2, wherein voice to text software is used to create a text input from the spoken input.

4. A method according to claim 3, wherein the text input corresponds to private information tagged with that text input.

5. A method according to claim 1, wherein receiving an input referencing private information without revealing the private information includes receiving one or more keystrokes entered by a user on a keyboard.

6. A method according to claim 1, wherein retrieving the referenced private information includes retrieving encrypted private information.

7. A method according to claim 6, wherein retrieving the referenced private information includes retrieving encrypted private information and then decrypting the encrypted private information prior to encoding the private information.

8. A method according to claim 1, wherein encoding the retrieved private information as part of a visual image for use as a visual access token includes using a conventional symbology to encode the retrieved private information.

9. A method according to claim 1, wherein the method includes the further step of encoding transaction information as part of the visual image, so that the visual image includes private information and transaction information.

10. A method according to claim 1, wherein presenting the visual access token on a display of a portable communication device for machine reading includes presenting a description field in the vicinity of the visual access token, where the description field provides a human readable description of the visual access token.

11. A portable communication device programmed to implement the method of claim 1.

12. A self-service terminal operable to read a visual access token displayed on a portable communication device, the self-service terminal comprising:

an optical imager operable to read a visual access token on a display of a portable communication device; and

a processor programmed to;

(i) decode the read visual access token, (ii) extract private information from the decoded visual access token, and (iii) access an electronic resource using the extracted private information.

13. A self-service terminal according to claim 12, wherein the processor is further programmed to (iv) request a user of the portable communication device to enter additional information to validate that user'"'"'s identity.

14. A self-service terminal according to claim 12, wherein the processor is programmed to:

extract transaction information from the decoded visual access token, and execute a transaction based on the extracted private information and the extracted transaction information.

15. A self-service terminal according to claim 14, wherein the terminal includes a cash dispenser.