DEVICE INCLUDING AUTHENTICATION GLYPH

• US 20120166341A1
• Filed: 03/05/2012
• Published: 06/28/2012
• Est. Priority Date: 11/13/2008
• Status: Active Grant

• Current Assignee: Ayman Hammad, Mark Carlson, Patrick Faith
• Original Assignee: Ayman Hammad, Mark Carlson, Patrick Faith
• Inventors: Faith, Patrick, Hammad, Ayman, Carlson, Mark
• Granted Patent: US 8,653,941 B2
• Time in Patent Office: Days
• US Class Current: 705/44
• CPC Class Codes: G06F 21/36 by graphic or iconic representation
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists

Abstract

A method is disclosed. It includes displaying, by a device, an authentication image including a plurality of image elements comprising a set of image elements, wherein the image elements in the set of image elements are located at a set of positions on a display screen. The method also comprises receiving, at the device, a glyph having a configuration corresponding to the set of image elements from a user while the authentication image is displayed. The method further comprises determining if the glyph is authentic, and initiating a payment transaction after receiving the glyph.

Claims

1. A device comprising:

a processor;

a display coupled to the processor; and

a computer readable medium coupled to the processor, the computer readable medium comprising code executable by the processor, for implementing a method comprising

displaying an authentication image comprising a plurality of image elements comprising a set of image elements, wherein the image elements in the set of image elements are located at a set of positions on a display screen;

receiving a glyph having a configuration corresponding to the set of image elements from a user while the authentication image is displayed;

determining if the glyph is authentic; and

initiating a payment transaction after receiving the glyph.

2. The device of claim 1 wherein the device is a personal computer.

3. The device of claim 1 wherein the display comprises a touch screen, which is capable of allowing a user to input data into the device by touching the touch screen with a finger or a stylus.

4. The device of claim 1 wherein the computer readable medium also stores code for at least one account number associated with at least one of a debit card or credit card.

5. The device of claim 1 wherein the method further comprises:

providing an indication that the glyph is or is not considered authentic.

6. A method comprising:

displaying, by a device, an authentication image comprising a plurality of image elements comprising a set of image elements, wherein the image elements in the set of image elements are located at a set of positions on a display screen;

receiving, at the device, a glyph having a configuration corresponding to the set of image elements from a user while the authentication image is displayed;

determining if the glyph is authentic; and

initiating a payment transaction after receiving the glyph.

7. The method of claim 6 wherein the device is a personal computer.

8. The method of claim 7 further comprising:

after receiving the glyph, providing an indication that the glyph is or is not considered authentic.

9. The method of claim 6 wherein initiating a payment transaction comprises sending an authorization request message to a payment processing network or an issuer, wherein the authorization request message requests approval of the payment transaction by the payment processing network or the issuer.

10. The method of claim 6 wherein the authentication image comprises a three dimensional image element.

11. The method of claim 6 wherein the payment transaction is a purchase made over the Internet.

12. The method of claim 6 wherein the purchase transaction is conducted at a physical point of sale.

13. A method comprising:

receiving a glyph having a configuration corresponding to a set of image elements from a user after an authentication image is displayed on a display comprising a plurality of image elements comprising the set of image elements, wherein the image elements in the set of image elements are located at a set of positions on the display;

determining if the glyph is authentic; and

receiving payment transaction data after receiving the glyph and conducting a transaction using the payment transaction data.

14. The method of claim 14 wherein the display is part of a phone.

15. A server computer comprising a processor, and a computer readable medium coupled to the processor, the computer readable medium comprising instructions for performing the method of claim 14.