SYSTEMS AND METHODS FOR INFORMATION EXCHANGE MECHANISMS FOR POWERED CARDS AND DEVICES

• US 20120209744A1
• Filed: 06/13/2011
• Published: 08/16/2012
• Est. Priority Date: 02/16/2011
• Status: Active Grant

• Current Assignee: Dynamics Inc.
• Original Assignee: Dynamics Inc.
• Inventors: Mullen, Jeffrey D., Yen, Philip W.
• Granted Patent: US 9,818,125 B2
• Time in Patent Office: Days
• US Class Current: 705/26.41
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0641 Shopping interfaces

Abstract

A card, or other device (e.g., a mobile telephonic device), may provide transaction, feature information, and/or any other type of information to a merchant terminal based upon check-in options that may be selected by the user on the card. A routing server may receive transaction information, feature information, merchant related information, cardholder information and/or any other type of information and provide the information to networked entities. The networked entities (e.g., websites, social networks, and search engines) may access the information to track the purchasing habits of one or more cardholders.

Claims

1. A method, comprising:

selecting a check-in option on a payment device;

communicating a payment account number and information associated with said selected check-in option to a merchant terminal as part of a purchase transaction;

authorizing said purchase transaction; and

updating a user profile, associated with said payment account number, that said user checked-in with a merchant associated with said merchant terminal.

2. The method of claim 1, wherein said communicating is provided by a communications device on said payment device.

3. The method of claim 1, wherein said communicating is provided by a communications device on said payment device and said communications device is an RF-based communications device.

4. The method of claim 1, wherein said communicating is provided by a communications device on said payment device and said communications device provides an electromagnetic signal.

5. The method of claim 1, wherein said communicating is provided by a communications device on said payment device and said communications device comprises a dynamic magnetic stripe communications device.

7. The method of claim 1, wherein said payment device is a payment card.

8. The method of claim 1, wherein said payment device is a mobile telephonic device.

9. The method of claim 1, wherein said payment device is a payment card having a display and a plurality of buttons.

10. The method of claim 1, wherein said user profile is stored on a remote server.

11. The method of claim 1, further comprising providing at least a portion of said user profile as at least a portion of a webpage.

12. The method of claim 1, further comprising updating said user profile with a total amount of said purchase transaction.

13. The method of claim 1, wherein said authorization is provided by a remote server.

14. The method of claim 1, wherein said updating is provided by a remote server.

15. The method of claim 1, wherein said payment device comprises a battery, a processor, and a plurality of buttons.

16. The method of claim 1, wherein said payment device comprises a battery, a processor, a plurality of buttons, an RFID antenna, and a display.

17. The method of claim 1, wherein said payment device comprises a battery, a processor, a plurality of buttons, and a dynamic magnetic stripe communications device.

18. The method of claim 1, wherein said payment device comprises a plurality of displays.