PAYMENT PROCESSING

• US 20120276845A1
• Filed: 04/28/2011
• Published: 11/01/2012
• Est. Priority Date: 04/28/2011
• Status: Active Grant

• Current Assignee: Sony Mobile Communications Incorporated (Sony Group Corp.)
• Original Assignee: Sony Mobile Communications AB (Sony Group Corp.)
• Inventors: Wikander, Anders
• Granted Patent: US 9,111,274 B2
• Time in Patent Office: Days
• US Class Current: 455/41.1
• CPC Class Codes: G06Q 20/127 Shopping or accessing services according to a time-limitation
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/32 using wireless devices
• CPC Class Codes: G06Q 20/3255 using mobile network messaging services for payment, e.g. SMS
• CPC Class Codes: G06Q 20/3278 RFID or NFC payments by means of M-devices
• CPC Class Codes: G07F 17/24 for parking meters

Abstract

A system may include a communication interface configured to communicate with a mobile device and processing logic. The processing logic may be configured to receive authorization from the mobile device, when the mobile device is located proximate to the system, for a first payment for a good or service, and transmit a communication to the mobile device subsequent to receiving the authorization from the mobile device, where the communication is transmitted when the mobile device is not located proximate to the system. The processing logic may further be configured to receive authorization from the mobile device for a second payment in response to the communication.

Claims

1. A method, comprising:

establishing a communication link between a transaction device and a mobile device located proximate to the transaction device, wherein the transaction device is associated with an entity providing a good or service;

receiving, by the transaction device, authorization from the mobile device for a first payment for the good or service;

transmitting, by the transaction device, a communication to the mobile device subsequent to receiving the authorization from the mobile device, wherein when the communication is transmitted, the mobile device is not located proximate to the transaction device; and

receiving, by the transaction device, authorization from the mobile device for a second payment in response to the communication.

2. The method of claim 1, wherein the establishing a link comprises establishing a near field communication link.

3. The method according of claim 1, wherein the transmitting a communication comprises:

transmitting a text-based message to the mobile device.

4. The method of claim 3, wherein the text based message comprises at least one of a short message service message or an electronic mail message.

5. The method of claim 1, wherein the transmitting a communication comprises:

transmitting an audio message to the mobile device.

6. The method of claim 1, further comprising:

determining, by the transaction device, whether the first payment is associated with an expiration time; and

generating the communication in response to determining that the first payment is associated with an expiration time, and

wherein the transmitting the communication comprises;

transmitting the generated communication prior to the expiration time.

7. The method of claim 1, further comprising:

identifying, by the transaction device, a second good or service, and wherein the transmitting comprises;

transmitting the communication to the mobile device at a predetermined time after receiving authorization for the first payment, in response to identifying the second good or service.

8. The method of claim 7, wherein the predetermined time comprises at least an amount of time associated with a duration of viewing or playing the good or service associated with the first payment.

9. The method claim 1, further comprising:

identifying, by the transaction device, a telephone number or electronic mail address associated with the mobile device, wherein the transmitting comprises;

transmitting the communication to the identified telephone number or electronic mail address.

10. The method of claim 1, wherein the mobile device comprises a cellular telephone.

11. A system, comprising:

a communication interface configured to communicate with a mobile device; and

processing logic configured to;

receive authorization from the mobile device, when the mobile device is located proximate to the system, for a first payment for a good or service,

transmit a communication to the mobile device subsequent to receiving the authorization from the mobile device, wherein when the communication is transmitted, the mobile device is not located proximate to the system, and

receive authorization from the mobile device for a second payment in response to the communication.

12. The system of claim 11, wherein the communication interface comprises a near field communication interface.

13. The system of claim 11, wherein the processing logic is further configured to:

generate a text-based communication based on at least one the good or service, or a time associated with the good or service, and

wherein when transmitting a communication, the processing logic is configured to;

transmit the text-based message to the mobile device.

14. The system of claim 13, wherein the text based message comprises at least one of a short message service message or an electronic mail message.

15. The system of claim 11, wherein when transmitting a communication, the processing logic is configured to:

transmit an audio message to the mobile device.

16. The system of claim 11, wherein the processing logic is further configured to:

generate the communication in response to determining that the first payment is associated with an expiration time, and

wherein when transmitting the communication, the processing logic is configured to;

transmit the generated communication prior to the expiration time.

17. The system of claim 11, wherein the processing logic is further configured to:

identify a second good or service associated with the good or service for which the first payment was authorized, and when transmitting, the processing logic is configured to;

transmit the communication to the mobile device at a predetermined time after receiving authorization for the first payment, wherein the communication identifies the second good or service.

18. The system of claim 11, wherein the processing logic is further configured to:

automatically identify a telephone number or electronic mail address associated with the mobile device, when the mobile device is located proximate to the system, and when transmitting, the processing logic is configured to;

transmit the communication to the identified telephone number or electronic mail address.

19. The system of claim 11, further comprising:

a memory configured to store billing information associated with an account of a user of the mobile device, and wherein the processing logic is further configured to;

use the billing information to determine whether to provide the good or service.

20. A computer-readable memory device having stored thereon sequences of instructions which, when executed by at least one processor, cause the at least one processor to:

communicate with a mobile device located proximate to a system associated with providing a good or service;

receive authorization from the mobile device for purchasing or receiving the good or service;

transmit a communication to the mobile device subsequent to receiving the authorization from the mobile device, the communication being transmitted when the mobile device is not located proximate to the system; and

receive authorization from the mobile device for a payment in response to the communication.