SYSTEMS AND METHODS FOR REGISTERING A USER ACROSS MULTIPLE WEBSITES

• US 20120311684A1
• Filed: 05/31/2012
• Published: 12/06/2012
• Est. Priority Date: 06/03/2011
• Status: Active Grant

• Current Assignee: Trust Payments Ltd. (Trust Payments Holdings Ltd.)
• Original Assignee: UC Group Ltd.
• Inventors: Paulsen, Kobus, Thom, Christopher D., Hughes, Ian, Holland, Mark
• Granted Patent: US 8,832,809 B2
• Time in Patent Office: Days
• US Class Current: 726/6
• CPC Class Codes: G06F 21/44 Program or device authentication
• CPC Class Codes: G06Q 20/4014 Identity check for transactions
• CPC Class Codes: G06Q 20/4018 using the card verification value [CVV] associated with the card
• CPC Class Codes: H04L 63/0815 providing single-sign-on or federations
• CPC Class Codes: H04L 63/102 Entity profiles
• CPC Class Codes: H04L 63/107 wherein the security policies are location-dependent, e.g. entities privileges depend on current location or allowing specific operations only from locally connected terminals
• CPC Class Codes: H04L 63/1425 Traffic logging, e.g. anomaly detection
• CPC Class Codes: H04L 63/168 above the transport layer
• CPC Class Codes: H04L 67/02 based on web technology, e.g. hypertext transfer protocol [HTTP]
• CPC Class Codes: H04M 15/58 based on statistics of usage or network monitoring

Abstract

Various embodiments provide systems for registering a user with one or more websites. Such systems comprise at least one processor configured to: receive an IP address for a computing device being used by the user; and after receiving the IP address: (1) obtain a location associated with the IP address; and (2) identify whether the user is in a jurisdiction that permits the user to register with a website. The systems may then receive one or more parameters obtained from the user, upon which the systems verify an age of the user; determine which of the one or more types of transaction activities the user is permitted to conduct; query one or more registration attempts over a predetermined previous time period to identify duplicate or similar parameters; and verify the user'"'"'s identity based at least on one of the one or more parameters. Associated methods are also provided.

Claims

1. A system for registering a user with one or more websites, the system comprising:

at least one processor configured to;

(a) receive a request to register the user;

(b) receive an IP address for a computing device being used by the user;

(c) after receiving the IP address;

(1) obtain a location associated with the IP address; and

(2) identify whether the user is in a jurisdiction that permits the user to register with a website;

(d) receive one or more parameters obtained from the user, the one or more parameters comprising characteristics of the user;

(e) after receiving the one or more parameters;

(1) verify an age of the user based on at least one of the one or more parameters;

(2) after verifying the age of the user, determine which of the one or more types of transaction activities the user is permitted to conduct on the one or more websites based on the age of the user;

(3) query one or more registration attempts over a predetermined previous time period to identify duplicate or similar parameters associated with the one or more registration attempts as the one or more parameters obtained from the user; and

(4) verify the user'"'"'s identity based at least on one of the one or more parameters obtained from the user; and

(f) after;

(1) not identifying duplicate or similar parameters from (e)(3); and

(2) verifying the user'"'"'s identity from (e)(4), generate a unique user identifier associated with the user.

2. The system of claim 1, wherein the processor is further configured to transmit the unique user identifier to the one or more websites.

3. The system of claim 1, wherein the processor is further configured to:

transmit the unique user identifier to the user; and

facilitate creation of a password associated with the unique user identifier.

4. The system of claim 1, wherein the processor is further configured to:

generate a password associated with the unique user identifier; and

transmit the unique user identifier and the password to the user.

5. The system of claim 1, wherein, after not identifying duplicate or similar parameters and verifying the user'"'"'s identity, the processor is further configured to automatically provide the user with a password along with the unique user identifier so that the user can provide the unique user identifier and the password to the website.

6. The system of claim 1, wherein the at least one processor is configured to:

associate the location with the unique user identifier; and

store the location in the memory.

7. The system of claim 1, wherein the at least one processor is configured to:

associate the one or more parameters with the unique user identifier; and

store the one or more parameters in the memory.

8. The system of claim 1, wherein the at least one processor is configured to, after verifying the user'"'"'s identity:

associate an identity verification flag with the unique user identifier; and

store the identity verification flag in the memory.

9. The system of claim 1, wherein the one or more parameters comprise one or more of a username, a first name, a last name, an email address, a date-of-birth, a gender, an address, a landline telephone number, a mobile telephone number, a social security number, a driver'"'"'s license number and state or country of issue, or a device fingerprint of the device being used by the user.

10. The system of claim 1, wherein the at least one processor is configured to query IP addresses associated with the one or more registration attempts to identify duplicate IP addresses as the IP address for the computing device being used by the user.

11. A method for registering a user with one or more websites, the method comprising the steps of:

(a) receiving a request to register the user over a network from the website;

(b) receiving an IP address for a computing device being used by the user over the network;

(c) after receiving the IP address;

(1) obtaining a location associated with the IP address; and

(2) identify, whether based on the location by at least one computing device comprising at least one processor, the user is in a location which permits registration with a particular website;

(d) receiving one or more parameters obtained from the user and sent over the network, the one or more parameters comprising characteristics of the user;

(e) after receiving the one or more parameters;

(1) verifying an age of the user based on at least one of the one or more parameters;

(2) after verifying the age of the user, determining which of the one or more types of transaction activities the user is permitted on the one or more websites based on the age of the user by the at least one processor;

(3) querying one or more registration attempts over a predetermined previous time period from memory to identify duplicate or similar parameters associated with the one or more registration attempts as the one or more parameters obtained from the user by the at least one processor; and

(4) verifying the user'"'"'s identity based at least on one of the one or more parameters obtained from the user; and

(f) after;

(1) not identifying duplicate or similar parameters during step (e)(3); and

(2) verifying the user'"'"'s identity during step (e)(4), generating a unique user identifier associated with the user.

12. The method of claim 11, further comprising the step of transmitting the unique user identifier to the one or more websites.

13. The method of claim 11, further comprising the steps of:

transmitting the unique user identifier to the user; and

facilitating creation of a password associated with the unique user identifier.

14. The method of claim 11, further comprising the steps of:

generating a password associated with the unique user identifier; and

transmitting the unique user identifier and the password to the user.

15. The method of claim 11, further comprising the step of, after not identifying duplicate or similar parameters and verifying the user'"'"'s identity, automatically providing the user with a password along with the unique user identifier so that the user can provide the unique user identifier and the password to the website.

16. The method of claim 11, further comprising the steps of:

associating the location with the unique user identifier; and

storing the location in the memory.

17. The method of claim 11, further comprising the steps of:

associating the one or more parameters with the unique user identifier; and

storing the one or more parameters in the memory.

18. The method of claim 11, further comprising the steps of, after verifying the user'"'"'s identity:

associating an identity verification flag with the unique user identifier; and

storing the identity verification flag in the memory.

19. The method of claim 11, wherein the one or more parameters comprise one or more of a username, a first name, a last name, an email address, a date-of-birth, a gender, an address, a landline telephone number, a mobile telephone number, a social security number, a driver'"'"'s license number and state or country of issue, and a device fingerprint of the device being used by the user.

20. The method of claim 11, further comprising the steps of querying IP addresses associated with the one or more registration attempts to identify duplicate IP addresses as the IP address for the computing device being used by the user.