Vehicle Monitoring System

  • US 20130013347A1
  • Filed: 09/14/2012
  • Published: 01/10/2013
  • Est. Priority Date: 01/29/1996
  • Status: Active Grant
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First Claim
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1. A method of processing vehicle sensor data, comprising:

  • receiving one or more selected data elements at an operations control server that is remote from a vehicle, where the one or more selected data elements comprise data from an in-vehicle sensor that monitors actual driving characteristics associated with operating the vehicle;

    storing the one or more selected data elements in a storage device;

    processing the one or more selected data elements with data that reflects how the one or more selected data elements affect a premium of an insurance policy, a level of safety, or a level of risk; and

    generating an insurance rating based on the one or more selected data elements.

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