SYSTEM AND METHOD FOR COUPON-LESS PRODUCT LEVEL DISCOUNTS
First Claim
1. A method comprising:
- associating, by a computer based system for managing a rewards program, a transaction account with the rewards program, wherein the rewards program comprises an offer;
receiving, by the computer based system, transaction information associated with a transaction from a merchant, wherein the transaction information comprises at least one of a transaction value, and a transaction account identifier;
receiving, by the computer based system, a product identifier;
assessing, by the computer based system, the product identifier to determine that the transaction qualifies for a reward based predefined criteria associated with the offer;
determining, by the computer based system, the reward based on the transaction information and the offer; and
providing, by the computer based system, instructions for crediting the reward for the transaction.
1 Assignment
0 Petitions
Accused Products
Abstract
A product level discount is managed during a transaction by receiving a transaction identifier associated with a transaction, where the transaction identifier comprises a transaction value, a customer account identifier, a merchant identifier, and a product identifier. A product identifier is assessed to determine whether the transaction qualifies for a rebate credit in accordance with a predetermined offer. A rebate credit value is based on the transaction information and the predetermined offer, and qualification may be determined based on at least one of the customer account identifier and the merchant identifier. The product identifier could be a SKU code, which may be the basis for qualifying for the rebate credit. A merchant associated with the merchant identifier, which is part of the transaction, does not need to be informed of the application of the rebate credit to the customer account, which occurs after completion of the transaction.
4 Citations
26 Claims
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1. A method comprising:
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associating, by a computer based system for managing a rewards program, a transaction account with the rewards program, wherein the rewards program comprises an offer; receiving, by the computer based system, transaction information associated with a transaction from a merchant, wherein the transaction information comprises at least one of a transaction value, and a transaction account identifier; receiving, by the computer based system, a product identifier; assessing, by the computer based system, the product identifier to determine that the transaction qualifies for a reward based predefined criteria associated with the offer; determining, by the computer based system, the reward based on the transaction information and the offer; and providing, by the computer based system, instructions for crediting the reward for the transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24)
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25. A non-transitory, tangible computer-readable storage medium having computer executable instructions stored thereon that, if executed by a computer based system for managing a rewards program, cause the computer based system to perform operations comprising:
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associating, by the computer based system, a transaction account with the rewards program, wherein the rewards program comprises an offer; receiving, by the computer based system, transaction information associated with a transaction from a merchant, wherein the transaction information comprises at least one of a transaction value, and a transaction account identifier; receiving, by the computer based system, a product identifier; assessing, by the computer based system, the product identifier to determine that the transaction qualifies for a reward based predefined criteria associated with the offer; determining, by the computer based system, the reward based on the transaction information and the offer; and providing, by the computer based system, instructions for crediting the reward for the transaction.
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26. A computer based system for managing a product level discount comprising:
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a network interface communicating with a memory; the memory communicating with a processor for managing a rewards program; and the processor, when executing a computer program, performs operations comprising; associating, by the processor, a transaction account with the rewards program, wherein the rewards program comprises an offer; receiving, by the processor, transaction information associated with a transaction from a merchant, wherein the transaction information comprises at least one of a transaction value, and a transaction account identifier; receiving, by the processor, a product identifier; assessing, by the processor, the product identifier to determine that the transaction qualifies for a reward based predefined criteria associated with the offer; determining, by the processor, the reward based on the transaction information and the offer; and providing, by the processor, instructions for crediting the reward for the transaction.
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Specification