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TRANSACTION AUTHENTICATION MANAGEMENT SYSTEM WITH MULTIPLE AUTHENTICATION LEVELS

  • US 20130067546A1
  • Filed: 09/08/2011
  • Published: 03/14/2013
  • Est. Priority Date: 09/08/2011
  • Status: Active Grant
First Claim
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1. An authentication method, the method comprising:

  • receiving from an initiating user, by a security tool, a request for a transaction;

    performing, by the security tool, a first authentication of the initiating user for the transaction, the first authentication employing a first authentication level;

    authorizing the transaction to proceed, by the security tool, in response to the first authentication of the initiating user; and

    performing, by the security tool, a plurality of subsequent authentications of the initiating user after the first authentication of the initiating user and during the transaction;

    wherein at least one of the plurality of subsequent authentications employs a different authentication level than the first authentication level.

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