DUAL CODE AUTHENTICATION SYSTEM

  • US 20130139239A1
  • Filed: 11/29/2012
  • Published: 05/30/2013
  • Est. Priority Date: 11/29/2011
  • Status: Active Grant
First Claim
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1. A method for verifying a user who is using a computing device to interact with a remote system, the method performed by a processor executing instructions stored in a memory, the method comprising:

  • receiving, from a user, a request submitted via a computing device to access a remote system;

    performing a first stage of a user verification, wherein the first stage of the user verification includes;

    transmitting a first transmitted verification code and a communication address to the user at the computing device;

    receiving a first received verification code via the communication address; and

    comparing the first transmitted verification code and the first received verification code; and

    when the first transmitted verification code substantially matches the first received verification code, performing a second stage of the user verification, wherein the second stage of the user verification includes;

    identifying an electronic address associated with the user;

    transmitting a second transmitted verification code to the electronic address associated with the user;

    receiving, from the user, a second received verification code submitted via the computing device;

    comparing the second transmitted verification code and the second received verification code; and

    verifying the user when the second transmitted verification code matches the second received verification code.

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