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METHOD FOR IDENTIFYING AND EXTRACTING UNDESIRABLE ACTIVITIES OF MOTORISTS FROM DMV AND INSURANCE CARRIER DATA STREAMS

  • US 20130159334A1
  • Filed: 12/13/2012
  • Published: 06/20/2013
  • Est. Priority Date: 12/14/2011
  • Status: Abandoned Application
First Claim
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1. A method of identifying motor vehicle owners that demonstrate activities posing a motor vehicle insurance policy risk, comprising selecting or drawing a first record from a first data repository;

  • comparing the first record from the first data repository to the records of a second data repository, each of said records of the first data repository and the second data repository having a plurality of data elements;

    selecting the criteria to determine how the data elements of said records are to be compared;

    specifying particular data elements of said records to be compared and identifying any instance of the first record and a record of the second data repository having specified data elements that match; and

    selecting a key data element of said records and identifying any instance of matching records having respective selected key data elements that are not matching.

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